Fair Isaac Corporation v. Federal Insurance Company

U.S. District Court, District of Minnesota

Fair Isaac Corporation v. Federal Insurance Company

Trial Court Opinion

             UNITED STATES D                                         
                            ISTRICT COURT                            
                 DISTRICT OF MINNESOTA                               


Fair Isaac Corporation,            Case No. 16-cv-1054 (DTS)              

Plaintiff,                                                           

ORDER

v.                                                                        

Federal Ins. Company, et al.,                                             

Defendants.                                                          


                     INTRODUCTION                                    
Plaintiff Fair Isaac Corporation (FICO) sued Federal Insurance Company (Federal) 
and ACE American Insurance Company (ACE) (collectively, Defendants) alleging breach 
of contract and copyright infringement. A jury returned a $40 million actual damages 
verdict for FICO. Finding that the evidence in the trial record did not support the jury’s 
damages award and certain evidence was inadmissible, this Court granted Defendants’ 
motion for a new trial on actual damages. FICO rejected the Court’s remittitur, and the 
new trial on actual damages is set to begin on June 10, 2024. The parties moved in limine, 
seeking to exclude certain evidence from their upcoming trial.            
I.   FICO’s Motions in Limine                                             
A.   FICO’s MIL No. 1: Preclude Introduction of Evidence Concerning the 
FICO-ACE American License Agreement [Dkt. No. 1367]                  
FICO moves to exclude evidence of a 2006 license agreement between FICO and 
ACE American, arguing the license is irrelevant to Defendants’ infringing use and its 
probative value is outweighed by the risk of jury confusion and prejudice to FICO. Dkt. 
Nos. 1367, 1369. Defendants argue the FICO-ACE American agreement is relevant to 
show that (1) “ACE was not interested in expanding Federal’s use of Blaze Advisor after 
the acquisition,” thereby undermining FICO’s anticipated argument that Blaze is critical to 
the business of insurance, and (2) numerous alternatives to Blaze exist, thereby showing 
that “Blaze and, by extension, a license to use Blaze, is not as valuable as FICO claims.” 

Dkt. No. 1413 at 3-4.                                                     
FICO’s motion is denied. The FICO-ACE American license agreement may be 
admitted, subject to the following constraint: Defendants may not argue that the license 
agreement is representative of the value of a Blaze license. Rather, the prior agreement 
is one piece of evidence among many that is probative of FICO’s prior licensing practices. 
B.   FICO’s MIL No. 2: Preclude Introduction of and Reference to Exhibits 
D-0160 and DTC-0434 [Dkt. No. 1375]                                  
FICO seeks to preclude Defendants from introducing and referring to Exhibits D-
0160 and DTC-0434. Dkt. Nos. 1375, 1377. Exhibit D-0160 is an email exchange in which 
FICO employee Michael Sawyer told Chubb employee Henry Mirolyuz that maintenance 

is optional after the first year of a license. Exhibit DTC-0434 is an email exchange in which 
FICO employee Bill Waid attaches FICO’s standard criteria for sizing Blaze applications 
and tells Michael Sawyer that an enterprise-wide license allows companies to use Blaze 
in multiple applications. FICO argues that both exhibits are part of the parties’ settlement 
negotiations and should be excluded under Rule 408. Defendants contend that the 
exhibits are necessary to respond to arguments they anticipate FICO will make regarding 
maintenance and support fees (D-0160) and application-based pricing (D-0434). Dkt. No. 
1417.                                                                     
The motion is granted, but not for the reasons FICO provides. Defendants may not 
introduce D-0160 because it is irrelevant to the determination of actual damages. Support 
and maintenance fees are not recoverable as actual damages because they were not 
part of  Defendants’  infringing  use of Blaze.  See  Dkt.  No.  1335  at 52.  Accordingly, 

evidence related to support and maintenance fees is irrelevant under Rule 401 and any 
probative value it may have is outweighed by its tendency to confuse or mislead the jury 
and is therefore excluded under Rules 402 and 403. As a result, D-0160 is not relevant 
and is excluded. Similarly, Defendants may not introduce Exhibit DTC-0434. Having 
determined that evidence regarding application-based pricing is excluded, DTC-0434 will 
be excluded under Rules 402 and 403.                                      
C.   FICO’s MIL No. 3: Preclude Defendants' Statements that They Already 
Paid for a License to Blaze Advisor [Dkt. No. 1380]                  
The  parties  have  resolved  this  motion  through  joint  stipulation.  Defendants 
represented to the Court that they do not intend to argue that the $1.3 million Chubb paid 

for a Blaze license in 2006 fully compensated FICO for the fair market value of a Blaze 
license for the combined Chubb-ACE entity after March 31, 2016. See Dkt. No. 1444 at 
91. Because the Court has ruled that the 2006 license agreement is admissible, and 
Defendants have agreed not to make the argument FICO challenges here, the motion is 
denied as moot.                                                           
D.   FICO’s MIL No. 4: Preclude Reference to FICO's Dismissed Grounds 
[Dkt. No. 1385]                                                      
FICO  seeks  to  preclude  reference  to  the  various  breach-of-contract  grounds 
previously dismissed or decided at the first trial, arguing that such evidence or argument 
will unfairly prejudice FICO and confuse and mislead the jury. Dkt. Nos. 1385, 1387. 
Defendants contend that FICO intends to introduce evidence regarding accusations of 
breach that is irrelevant to the question of damages; if FICO does so, Defendants argue, 
they should be allowed to contextualize that evidence with evidence of their own. Dkt. No. 

1419.                                                                     
FICO’s motion is granted. The parties and the Court agree that evidence related 
to liability and the previously dismissed claims exceeds the scope of this trial. This trial 
concerns only the actual damages to which FICO is entitled for Defendants’ infringing use 
of Blaze Advisor. Neither party may introduce evidence or elicit testimony regarding 
issues of liability that have been previously decided. Documents introduced at trial that 
refer to these disputes must be redacted in accordance with this Order.   
E.   FICO’s MIL No. 5: Exclude Exhibit D-153 and Testimony Regarding the 
Same [Dkt. No. 1390]                                                 
FICO moves to exclude Exhibit D-153, a February 2016 email chain in which 

former FICO employees discuss the potential license fee FICO could charge for the 
perceived expanded use of Blaze following the ACE/Chubb merger. Dkt. Nos. 1390, 
1392. In the emails, Michael Sawyer (the FICO client partner responsible for FICO’s 
relationship with Chubb) stated that FICO was “going to be asking for $3+M.” Def. Ex. 
153. This evidence was introduced at the prior trial without objection from FICO. See Tr. 
Vol. III at 424-26.                                                       
FICO now argues that the email is irrelevant under Rule 401 and prejudicial under 
Rule 403. Specifically, FICO claims that the email was written before Sawyer had full 
knowledge of the facts surrounding Federal’s breach and use of Blaze, rendering it 
irrelevant to the hypothetical negotiation underlying the determination of a license’s fair 
market value. Similarly, FICO argues the email is unfairly prejudicial because the jury will 
assume Sawyer knew all the relevant facts and will thus be led to believe $3 million 
represents the fee FICO would have charged for a Blaze license. Defendants counter that 

the email is relevant to the fair market value determination because it reflects FICO’s 
standard pricing practices and how FICO valued its own product at the time. Moreover, 
Defendants argue, any foundational weaknesses in the evidence go to its weight, not its 
admissibility. Dkt. No. 1420.                                             
FICO’s motion is denied. Defendants may introduce Exhibit D-153. The question 
presented at this trial is the fair market value of the infringing use Defendants made of 
Blaze. The email is relevant to this question because it bears on FICO’s internal valuation 
of a new license with the merged ACE/Chubb entity in 2016. Whether Sawyer had full 
knowledge of the relevant facts goes to the weight of the evidence, not its admissibility. 
See United States v. Page, 
544 F.2d 982, 987
 (8th Cir. 1976) (“[A]n attack upon the 

probative sufficiency of evidence relates not to admissibility but to the weight of the 
evidence and is a matter for the trier of fact to resolve.”).             
F.   FICO’s MIL No. 6: Exclude Testimony from Steve Kursh [Dkt. No. 1395] 
Defendants intend to call their expert witness Dr. Steven Kursh to testify about the 
opinions disclosed in a report he prepared in advance of the last trial. FICO argues that 
Dr. Kursh’s report focuses primarily on (1) the reasonableness of FICO’s breach-of-
contract claims, and (2) rebutting the actual damages opinions of FICO’s witness, Neil 
Zoltowski. Dkt. No. 1397. Arguing that liability is no longer at issue and Zoltowski will not 
be testifying about actual damages this time around, FICO moves to exclude Dr. Kursh’s 
testimony as irrelevant under Rules 402 and 403. Dkt. Nos. 1395, 1397. Defendants 
counter that Dr. Kursh will testify as to his independent opinions on custom and sales 
practices but will not offer rebuttal opinions about damages models. Dkt. No. 1421. 
FICO’s  motion  is  denied.  Dr.  Kursh’s  report  includes  independent  opinions 

regarding the customary sales practices in the software industry, information which is 
relevant and admissible in determining the fair market value of a Blaze license. The 
opinions disclosed in the following paragraphs of the report are admissible in evidence: 
¶¶ 55-68, 126, 134 (first sentence only), 135, 136. Opinions disclosed in the report that 
are tied to Zoltowski’s opinions on subject matter that will not be presented in the 
upcoming trial are excluded. The Court finds that the opinions disclosed in the following 
paragraphs of Dr. Kursh’s report are tied to Zoltowski’s opinions and are therefore 
excluded: ¶¶ 125, 127, 128, 129, 130, 131.                                
II.  Defendants’ Motions in Limine                                        

A.   Defendants’ MIL No. 1: Preclude FICO from Requesting Actual     
License-Fee Damages or Support and Maintenance Fees [Dkt. No. 1346]  
At the hearing on these motions, the Court ordered FICO to provide Defendants 
with a damages computation. See Dkt. No. 1444 at 137-40. In light of that Order and 
FICO’s subsequent disclosure, Dkt. No. 1445, the Court will rule on this motion in a 
separate Order.                                                           
B.   Defendants’ MIL No. 2: Preclude Reference to $21 Billion in Revenue 
that "Touched" Blaze [Dkt. No. 1354]                                 
Defendants move to preclude FICO from referencing the $21 billion in revenue that 
“touched” Blaze, arguing that the figure is irrelevant to actual damages, will cause unfair 
prejudice, and will confuse the jury. Dkt. Nos. 1354, 1356. FICO counters that the $21 
billion figure is relevant to show the scope of Defendants’ use of Blaze and counter 
Defendants’  anticipated  assertion  that  Blaze  played  a  minor  role  in  the  company’s 
business. Dkt. No. 1429.                                                  

Defendants’ motion is granted. FICO may not introduce evidence or testimony 
referencing the $21 billion figure. While the evidence may have some relevance to the 
scope  of  Defendants’  use  of  Blaze,  its  probative  value  is  vastly  outweighed  by  its 
prejudicial impact under Rule 403. FICO characterizes the figure as “[e]vidence that $21 
billion of Defendants’ revenue had a connection to its use of Blaze Advisor during the 
damages  period.”  Dkt.  No.  1429  at  6.  The  clear  implication  is  that  Blaze  helped 
Defendants generate $21 billion in revenue. FICO thus intends to use this figure to 
suggest a causal connection between Defendants’ infringement and the billions of dollars 
they earned during the infringing period. See 
id.
 (quoting an earlier memorandum in which 
FICO argued that “Defendants generated billions of dollars in gross revenue from the 

unauthorized use of Blaze Advisor”). Not only is this not probative of the fair market value 
of a Blaze license, but the advisory jury and the Court already determined that FICO could 
not meet its burden to show this same causal connection. See Redacted Jury Verdict, 
Dkt. No. 1173 (Question 9: “[D]id FICO prove that [Defendants’] infringing use contributed 
to the revenues of the infringer?” Answer: “No.”); Disgorgement Order, Dkt. No. 1282 at 
36  (concluding  that  “[t]he  differentiated  revenues  FICO  identified—the  $21.2  billion 
earned through policies that ‘touched’ Blaze . . . do not on their own establish a causal 
connection”).                                                             
The $21 billion figure was prepared as part of FICO’s case for disgorgement of 
profits,  an  issue  that  has  already  been  decided.  This  evidence  and  its  attendant 
implications far exceed the scope of this trial on actual damages. Even if FICO does not 
intend to imply a causal connection between the infringement and the $21 billion figure, 

the evidence is likely to confuse and mislead the jury. See Uniloc USA, Inc. v. Microsoft 
Corp., 
632 F.3d 1292, 1320
 (Fed. Cir. 2011) (“The disclosure that a company has made 
$19  billion  dollars  in  revenue  from  an  infringing  product  cannot  help  but  skew  the 
damages horizon for the jury, regardless of the contribution of the patented component 
to this revenue.”). FICO may not present evidence or elicit testimony relating to the $21 
billion in revenue that “touched” Blaze Advisor.                          
C.   Defendants’ MIL No. 3: Preclude Reference to Defendants' Liability 
[Dkt. No. 1359]                                                      
Defendants claim that FICO attempted to inflame the jury in the first trial and 
encourage it to award inflated damages to punish them for their alleged infringement. Dkt. 

No. 1361. Arguing that FICO is planning a repeat performance, Defendants seek to 
exclude all testimony and evidence referencing breach, infringement, or wrongdoing of 
any kind. Dkt. Nos. 1359, 1361. FICO argues that it cannot present its case for actual 
damages without establishing the relevant background, which includes, at a minimum, 
evidence  related  to  the  license  agreement,  the  parties’  prior  relationship,  and  pre-
termination communication between the parties. Dkt. No. 1430.             
Defendants’ motion is granted in part and denied in part. To make its finding as to 
actual damages, the jury needs to understand the background of the case. The Court 
does not find that Defendants will be prejudiced by the jury’s mere knowledge of their 
liability; indeed, in an ordinary trial, the same jury would determine both liability and 
damages and would necessarily have knowledge of the former when it decided the latter. 
However, the Court, not the parties, will provide the jury with the necessary background. 
Thus, Defendants’ motion is denied to the extent that the Court will reference liability and 

infringement in a summary of the case it will present to the jury. The motion is granted to 
the extent that FICO may not elicit testimony or introduce evidence relating to Defendants’ 
liability.                                                                

ORDER

For the reasons set forth above, IT IS HEREBY ORDERED:               
1.   FICO’s  Motion  in  Limine  No.  1  to  Preclude  Introduction  of  Evidence 
Concerning the FICO-ACE American License Agreement [Dkt. No. 1367] is DENIED. 
2.   FICO’s Motion in Limine No. 2 to Preclude Introduction of and Reference to 
Exhibits D-0160 and DTC-0434 [Dkt. No. 1375] is GRANTED.                  
3.   FICO’s Motion in Limine No. 3 to Preclude Defendants' Statements that 

They Already Paid for a License to Blaze Advisor [Dkt. No. 1380] is DENIED AS MOOT. 
4.   FICO’s Motion in Limine No. 4 to Preclude Reference to FICO's Dismissed 
Grounds [Dkt. No. 1385] is GRANTED.                                       
5.   FICO’s Motion in Limine No. 5 to Exclude Exhibit D-153 and Testimony 
Regarding the Same [Dkt. No. 1390] is DENIED.                             
6.   FICO’s Motion in Limine No. 6 to Exclude Testimony from Steve Kursh [Dkt. 
No. 1395] is DENIED.                                                      
7.   Defendants’ Motion in Limine No. 2 to Preclude Reference to $21 Billion in 
Revenue that "Touched" Blaze [Dkt. No. 1354] is GRANTED.                  
8.   Defendants’ Motion in Limine No. 3 to Preclude Reference to Defendants' 
Liability [Dkt. No. 1359] is GRANTED IN PART AND DENIED IN PART.          


Dated:  May 21, 2024               __s/David T. Schultz_____              
                              DAVID T. SCHULTZ                       
                              U.S. Magistrate Judge                  

Trial Court Opinion

             UNITED STATES D                                         
                            ISTRICT COURT                            
                 DISTRICT OF MINNESOTA                               


Fair Isaac Corporation,            Case No. 16-cv-1054 (DTS)              

Plaintiff,                                                           

ORDER

v.                                                                        

Federal Ins. Company, et al.,                                             

Defendants.                                                          


                     INTRODUCTION                                    
Plaintiff Fair Isaac Corporation (FICO) sued Federal Insurance Company (Federal) 
and ACE American Insurance Company (ACE) (collectively, Defendants) alleging breach 
of contract and copyright infringement. A jury returned a $40 million actual damages 
verdict for FICO. Finding that the evidence in the trial record did not support the jury’s 
damages award and certain evidence was inadmissible, this Court granted Defendants’ 
motion for a new trial on actual damages. FICO rejected the Court’s remittitur, and the 
new trial on actual damages is set to begin on June 10, 2024. The parties moved in limine, 
seeking to exclude certain evidence from their upcoming trial.            
I.   FICO’s Motions in Limine                                             
A.   FICO’s MIL No. 1: Preclude Introduction of Evidence Concerning the 
FICO-ACE American License Agreement [Dkt. No. 1367]                  
FICO moves to exclude evidence of a 2006 license agreement between FICO and 
ACE American, arguing the license is irrelevant to Defendants’ infringing use and its 
probative value is outweighed by the risk of jury confusion and prejudice to FICO. Dkt. 
Nos. 1367, 1369. Defendants argue the FICO-ACE American agreement is relevant to 
show that (1) “ACE was not interested in expanding Federal’s use of Blaze Advisor after 
the acquisition,” thereby undermining FICO’s anticipated argument that Blaze is critical to 
the business of insurance, and (2) numerous alternatives to Blaze exist, thereby showing 
that “Blaze and, by extension, a license to use Blaze, is not as valuable as FICO claims.” 

Dkt. No. 1413 at 3-4.                                                     
FICO’s motion is denied. The FICO-ACE American license agreement may be 
admitted, subject to the following constraint: Defendants may not argue that the license 
agreement is representative of the value of a Blaze license. Rather, the prior agreement 
is one piece of evidence among many that is probative of FICO’s prior licensing practices. 
B.   FICO’s MIL No. 2: Preclude Introduction of and Reference to Exhibits 
D-0160 and DTC-0434 [Dkt. No. 1375]                                  
FICO seeks to preclude Defendants from introducing and referring to Exhibits D-
0160 and DTC-0434. Dkt. Nos. 1375, 1377. Exhibit D-0160 is an email exchange in which 
FICO employee Michael Sawyer told Chubb employee Henry Mirolyuz that maintenance 

is optional after the first year of a license. Exhibit DTC-0434 is an email exchange in which 
FICO employee Bill Waid attaches FICO’s standard criteria for sizing Blaze applications 
and tells Michael Sawyer that an enterprise-wide license allows companies to use Blaze 
in multiple applications. FICO argues that both exhibits are part of the parties’ settlement 
negotiations and should be excluded under Rule 408. Defendants contend that the 
exhibits are necessary to respond to arguments they anticipate FICO will make regarding 
maintenance and support fees (D-0160) and application-based pricing (D-0434). Dkt. No. 
1417.                                                                     
The motion is granted, but not for the reasons FICO provides. Defendants may not 
introduce D-0160 because it is irrelevant to the determination of actual damages. Support 
and maintenance fees are not recoverable as actual damages because they were not 
part of  Defendants’  infringing  use of Blaze.  See  Dkt.  No.  1335  at 52.  Accordingly, 

evidence related to support and maintenance fees is irrelevant under Rule 401 and any 
probative value it may have is outweighed by its tendency to confuse or mislead the jury 
and is therefore excluded under Rules 402 and 403. As a result, D-0160 is not relevant 
and is excluded. Similarly, Defendants may not introduce Exhibit DTC-0434. Having 
determined that evidence regarding application-based pricing is excluded, DTC-0434 will 
be excluded under Rules 402 and 403.                                      
C.   FICO’s MIL No. 3: Preclude Defendants' Statements that They Already 
Paid for a License to Blaze Advisor [Dkt. No. 1380]                  
The  parties  have  resolved  this  motion  through  joint  stipulation.  Defendants 
represented to the Court that they do not intend to argue that the $1.3 million Chubb paid 

for a Blaze license in 2006 fully compensated FICO for the fair market value of a Blaze 
license for the combined Chubb-ACE entity after March 31, 2016. See Dkt. No. 1444 at 
91. Because the Court has ruled that the 2006 license agreement is admissible, and 
Defendants have agreed not to make the argument FICO challenges here, the motion is 
denied as moot.                                                           
D.   FICO’s MIL No. 4: Preclude Reference to FICO's Dismissed Grounds 
[Dkt. No. 1385]                                                      
FICO  seeks  to  preclude  reference  to  the  various  breach-of-contract  grounds 
previously dismissed or decided at the first trial, arguing that such evidence or argument 
will unfairly prejudice FICO and confuse and mislead the jury. Dkt. Nos. 1385, 1387. 
Defendants contend that FICO intends to introduce evidence regarding accusations of 
breach that is irrelevant to the question of damages; if FICO does so, Defendants argue, 
they should be allowed to contextualize that evidence with evidence of their own. Dkt. No. 

1419.                                                                     
FICO’s motion is granted. The parties and the Court agree that evidence related 
to liability and the previously dismissed claims exceeds the scope of this trial. This trial 
concerns only the actual damages to which FICO is entitled for Defendants’ infringing use 
of Blaze Advisor. Neither party may introduce evidence or elicit testimony regarding 
issues of liability that have been previously decided. Documents introduced at trial that 
refer to these disputes must be redacted in accordance with this Order.   
E.   FICO’s MIL No. 5: Exclude Exhibit D-153 and Testimony Regarding the 
Same [Dkt. No. 1390]                                                 
FICO moves to exclude Exhibit D-153, a February 2016 email chain in which 

former FICO employees discuss the potential license fee FICO could charge for the 
perceived expanded use of Blaze following the ACE/Chubb merger. Dkt. Nos. 1390, 
1392. In the emails, Michael Sawyer (the FICO client partner responsible for FICO’s 
relationship with Chubb) stated that FICO was “going to be asking for $3+M.” Def. Ex. 
153. This evidence was introduced at the prior trial without objection from FICO. See Tr. 
Vol. III at 424-26.                                                       
FICO now argues that the email is irrelevant under Rule 401 and prejudicial under 
Rule 403. Specifically, FICO claims that the email was written before Sawyer had full 
knowledge of the facts surrounding Federal’s breach and use of Blaze, rendering it 
irrelevant to the hypothetical negotiation underlying the determination of a license’s fair 
market value. Similarly, FICO argues the email is unfairly prejudicial because the jury will 
assume Sawyer knew all the relevant facts and will thus be led to believe $3 million 
represents the fee FICO would have charged for a Blaze license. Defendants counter that 

the email is relevant to the fair market value determination because it reflects FICO’s 
standard pricing practices and how FICO valued its own product at the time. Moreover, 
Defendants argue, any foundational weaknesses in the evidence go to its weight, not its 
admissibility. Dkt. No. 1420.                                             
FICO’s motion is denied. Defendants may introduce Exhibit D-153. The question 
presented at this trial is the fair market value of the infringing use Defendants made of 
Blaze. The email is relevant to this question because it bears on FICO’s internal valuation 
of a new license with the merged ACE/Chubb entity in 2016. Whether Sawyer had full 
knowledge of the relevant facts goes to the weight of the evidence, not its admissibility. 
See United States v. Page, 
544 F.2d 982, 987
 (8th Cir. 1976) (“[A]n attack upon the 

probative sufficiency of evidence relates not to admissibility but to the weight of the 
evidence and is a matter for the trier of fact to resolve.”).             
F.   FICO’s MIL No. 6: Exclude Testimony from Steve Kursh [Dkt. No. 1395] 
Defendants intend to call their expert witness Dr. Steven Kursh to testify about the 
opinions disclosed in a report he prepared in advance of the last trial. FICO argues that 
Dr. Kursh’s report focuses primarily on (1) the reasonableness of FICO’s breach-of-
contract claims, and (2) rebutting the actual damages opinions of FICO’s witness, Neil 
Zoltowski. Dkt. No. 1397. Arguing that liability is no longer at issue and Zoltowski will not 
be testifying about actual damages this time around, FICO moves to exclude Dr. Kursh’s 
testimony as irrelevant under Rules 402 and 403. Dkt. Nos. 1395, 1397. Defendants 
counter that Dr. Kursh will testify as to his independent opinions on custom and sales 
practices but will not offer rebuttal opinions about damages models. Dkt. No. 1421. 
FICO’s  motion  is  denied.  Dr.  Kursh’s  report  includes  independent  opinions 

regarding the customary sales practices in the software industry, information which is 
relevant and admissible in determining the fair market value of a Blaze license. The 
opinions disclosed in the following paragraphs of the report are admissible in evidence: 
¶¶ 55-68, 126, 134 (first sentence only), 135, 136. Opinions disclosed in the report that 
are tied to Zoltowski’s opinions on subject matter that will not be presented in the 
upcoming trial are excluded. The Court finds that the opinions disclosed in the following 
paragraphs of Dr. Kursh’s report are tied to Zoltowski’s opinions and are therefore 
excluded: ¶¶ 125, 127, 128, 129, 130, 131.                                
II.  Defendants’ Motions in Limine                                        

A.   Defendants’ MIL No. 1: Preclude FICO from Requesting Actual     
License-Fee Damages or Support and Maintenance Fees [Dkt. No. 1346]  
At the hearing on these motions, the Court ordered FICO to provide Defendants 
with a damages computation. See Dkt. No. 1444 at 137-40. In light of that Order and 
FICO’s subsequent disclosure, Dkt. No. 1445, the Court will rule on this motion in a 
separate Order.                                                           
B.   Defendants’ MIL No. 2: Preclude Reference to $21 Billion in Revenue 
that "Touched" Blaze [Dkt. No. 1354]                                 
Defendants move to preclude FICO from referencing the $21 billion in revenue that 
“touched” Blaze, arguing that the figure is irrelevant to actual damages, will cause unfair 
prejudice, and will confuse the jury. Dkt. Nos. 1354, 1356. FICO counters that the $21 
billion figure is relevant to show the scope of Defendants’ use of Blaze and counter 
Defendants’  anticipated  assertion  that  Blaze  played  a  minor  role  in  the  company’s 
business. Dkt. No. 1429.                                                  

Defendants’ motion is granted. FICO may not introduce evidence or testimony 
referencing the $21 billion figure. While the evidence may have some relevance to the 
scope  of  Defendants’  use  of  Blaze,  its  probative  value  is  vastly  outweighed  by  its 
prejudicial impact under Rule 403. FICO characterizes the figure as “[e]vidence that $21 
billion of Defendants’ revenue had a connection to its use of Blaze Advisor during the 
damages  period.”  Dkt.  No.  1429  at  6.  The  clear  implication  is  that  Blaze  helped 
Defendants generate $21 billion in revenue. FICO thus intends to use this figure to 
suggest a causal connection between Defendants’ infringement and the billions of dollars 
they earned during the infringing period. See 
id.
 (quoting an earlier memorandum in which 
FICO argued that “Defendants generated billions of dollars in gross revenue from the 

unauthorized use of Blaze Advisor”). Not only is this not probative of the fair market value 
of a Blaze license, but the advisory jury and the Court already determined that FICO could 
not meet its burden to show this same causal connection. See Redacted Jury Verdict, 
Dkt. No. 1173 (Question 9: “[D]id FICO prove that [Defendants’] infringing use contributed 
to the revenues of the infringer?” Answer: “No.”); Disgorgement Order, Dkt. No. 1282 at 
36  (concluding  that  “[t]he  differentiated  revenues  FICO  identified—the  $21.2  billion 
earned through policies that ‘touched’ Blaze . . . do not on their own establish a causal 
connection”).                                                             
The $21 billion figure was prepared as part of FICO’s case for disgorgement of 
profits,  an  issue  that  has  already  been  decided.  This  evidence  and  its  attendant 
implications far exceed the scope of this trial on actual damages. Even if FICO does not 
intend to imply a causal connection between the infringement and the $21 billion figure, 

the evidence is likely to confuse and mislead the jury. See Uniloc USA, Inc. v. Microsoft 
Corp., 
632 F.3d 1292, 1320
 (Fed. Cir. 2011) (“The disclosure that a company has made 
$19  billion  dollars  in  revenue  from  an  infringing  product  cannot  help  but  skew  the 
damages horizon for the jury, regardless of the contribution of the patented component 
to this revenue.”). FICO may not present evidence or elicit testimony relating to the $21 
billion in revenue that “touched” Blaze Advisor.                          
C.   Defendants’ MIL No. 3: Preclude Reference to Defendants' Liability 
[Dkt. No. 1359]                                                      
Defendants claim that FICO attempted to inflame the jury in the first trial and 
encourage it to award inflated damages to punish them for their alleged infringement. Dkt. 

No. 1361. Arguing that FICO is planning a repeat performance, Defendants seek to 
exclude all testimony and evidence referencing breach, infringement, or wrongdoing of 
any kind. Dkt. Nos. 1359, 1361. FICO argues that it cannot present its case for actual 
damages without establishing the relevant background, which includes, at a minimum, 
evidence  related  to  the  license  agreement,  the  parties’  prior  relationship,  and  pre-
termination communication between the parties. Dkt. No. 1430.             
Defendants’ motion is granted in part and denied in part. To make its finding as to 
actual damages, the jury needs to understand the background of the case. The Court 
does not find that Defendants will be prejudiced by the jury’s mere knowledge of their 
liability; indeed, in an ordinary trial, the same jury would determine both liability and 
damages and would necessarily have knowledge of the former when it decided the latter. 
However, the Court, not the parties, will provide the jury with the necessary background. 
Thus, Defendants’ motion is denied to the extent that the Court will reference liability and 

infringement in a summary of the case it will present to the jury. The motion is granted to 
the extent that FICO may not elicit testimony or introduce evidence relating to Defendants’ 
liability.                                                                

ORDER

For the reasons set forth above, IT IS HEREBY ORDERED:               
1.   FICO’s  Motion  in  Limine  No.  1  to  Preclude  Introduction  of  Evidence 
Concerning the FICO-ACE American License Agreement [Dkt. No. 1367] is DENIED. 
2.   FICO’s Motion in Limine No. 2 to Preclude Introduction of and Reference to 
Exhibits D-0160 and DTC-0434 [Dkt. No. 1375] is GRANTED.                  
3.   FICO’s Motion in Limine No. 3 to Preclude Defendants' Statements that 

They Already Paid for a License to Blaze Advisor [Dkt. No. 1380] is DENIED AS MOOT. 
4.   FICO’s Motion in Limine No. 4 to Preclude Reference to FICO's Dismissed 
Grounds [Dkt. No. 1385] is GRANTED.                                       
5.   FICO’s Motion in Limine No. 5 to Exclude Exhibit D-153 and Testimony 
Regarding the Same [Dkt. No. 1390] is DENIED.                             
6.   FICO’s Motion in Limine No. 6 to Exclude Testimony from Steve Kursh [Dkt. 
No. 1395] is DENIED.                                                      
7.   Defendants’ Motion in Limine No. 2 to Preclude Reference to $21 Billion in 
Revenue that "Touched" Blaze [Dkt. No. 1354] is GRANTED.                  
8.   Defendants’ Motion in Limine No. 3 to Preclude Reference to Defendants' 
Liability [Dkt. No. 1359] is GRANTED IN PART AND DENIED IN PART.          


Dated:  May 21, 2024               __s/David T. Schultz_____              
                              DAVID T. SCHULTZ                       
                              U.S. Magistrate Judge                  

Reference

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