Minnesota Supreme Court, 1985

Mattson v. Continental Insurance Co.

Minnesota Supreme Court · Decided July 19, 1985 · Amdahl

371 N.W.2d 203; 1985 Minn. LEXIS 1139 (North Western Reporter, Second Series)

Counsel

Michael S. Kreidler, Minneapolis, for appellant., Jeffrey R. Anderson, Susan Bedor, St. Paul, for respondent.

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Last cited by a Minnesota appellate court in 1985, among the opinions in this site’s citation index.

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Cases that cite this one

1 later published case cites this decision.

Great American Insurance Co. v. Sticha (Minn. Ct. App. 1985)

This list shows which later cases cite this one. It does not say how they treated it, and no review of that has been done. Not a substitute for Shepard’s or KeyCite — verify before relying.

Opinion of the Court

AMDAHL, Chief Justice.

Appellant Continental Insurance Company (Continental) appeals from a summary judgment declaring respondent David Matt-son eligible for underinsured motorist ben-fits under his policy with Continental. The court of appeals affirmed the grant of summary judgment. Mattson v. Continental Ins. Co., 349 N.W.2d 605 (Minn.App. 1984). We also affirm.

On July 25, 1981, David Mattson was operating a Harley-Davidson motorcycle when he was involved in an automobile accident with James Turnbull. Turnbull’s automobile was insured by State Farm Mutual Insurance Company (State Farm) under a policy with a liability limit of $50,000. State Farm paid Mattson its liability limit. Mattson owned the motorcycle at the time of the accident. The motorcycle was insured under a policy issued by AID Insurance Company (AID), which did not include underinsured motorist benefits.

David Mattson owned two automobiles, a Dodge Dart and a Buick LeSabre, at the time of the accident. Both cars were insured by Continental Insurance Company and the policy provided underinsured motorist coverage of $50,000 per person and $50,000 per occurrence.1 This policy was in effect on the day of the accident. According to the policy declaration, Mattson paid a separate premium on each ear of $1 for underinsured motorist coverage. The policy provided that:

A. We do not provide Underinsured Motorists Coverage for bodily injury sustained by any person:

1. While occupying, or when struck by, any motor vehicle owned by you or any family member which is not insured for this coverage under this policy.

(Emphasis in original.) Mattson seeks to recover the $50,000 policy limit of underin-sured motorist coverage.

*204In a companion case filed herewith, Sobania v. Integrity Mutual Ins. Co., 371 N.W.2d 197 (Minn. 1985), we voided a policy exclusion which prevented an insured from receiving underinsured motorist benefits for injuries arising from a vehicle owned by the insured but not insured under the insurance policy. We adhered to our holding in American Motorist Ins. Co. v. Sarvela, 327 N.W.2d 77 (Minn. 1982), that policy exclusions which prevent underinsured motorist coverage from following the person may not be enforced.

Affirmed.

. The parties stipulated that Mattson’s underin-sured motorist coverage limit was $50,000 per occurrence; the policy declaration provides coverage of $100,000 per occurrence.

Case-law data current through September 30, 2026. Source: CourtListener bulk data.