Union Bank v. First National Bank
Union Bank v. First National Bank
Opinion of the Court
The plaintiff bank of Trenton sued the defendant bank of Milan, in trover and conversion, for its alleged interest, as mortgagee, in fifty-five head of cattle, which one W. P. Gibson sold at Chicago, in October, 1892, and the proceeds of which were received by said Milan bank and appropriated by it, to the satisfaction of a claim which it (Milan bank) held against said W. P. Gibson, the said Milan bank at the time having knowledge of the Trenton bank’s mortgage lien.
W. P. Gibson was a farmer and cattle dealer, residing on his farm in Sullivan county. In April, 1891, said 'W. P. Gibson, to secure $2,000 borrowed money, made to plaintiff a chattel mortgage covering in terms “one hundred and twenty-five neat cattle, described as two year old steers, owned by me free of incumbrance and on my premises in said Sullivan county.” Plaintiff claims under this mortgage; alleges that said fifty-five head of cattle, so sold in Chicago, in October, 1892, and the proceeds whereof turned over to defendant, were a portion of the stock covered by its mortgage of April, 1891.
During this same period, and beginning about December, 1890, said W. P. Gibson and his brother, Joe. E. Gibson, were engaged in a partnership cattle business, at the George W. Gibson farm, which was jointly rented by them, in the adjoining county of Linn. In March, 1892, these two partners (W. P. and Joe E. Gibson) executed to the defendant bank a chattel mortgage, covering in terms “one hundred and seven head of three year old steers, now in Linn county, Missouri, on the farm of Geo. W- Gibson,” and other property. This mortgage was made to secure a balance of money borrowed in the name of said W. P. Gibson. The defendant claimed the money in dispute, and which came
At the trial below, plaintiff had a verdict and judgment for $1,267.56, which was the balance due on their mortgage, and defendant appealed.
In the foregoing statement of the case we have omitted mention of much of the testimony, because we regard it as immaterial, or at least unnecessary for the purposes of this opinion. We fail to observe any connection between the matters here in issue and the chattel mortgage given by W. P. Gibson, in March, 1891, or any substantial reasons for injecting it into this record. Although it was antecedent to either of the mortgages under which the parties are now claiming, it was, at the time the cattle in question were sold, of no validity, since it had been long since satisfied of record. Something is said in the instructions as to the claim that its satisfaction may have been procured by fraud, but of this there was no substantial evidence, and the presence, therefore, of this mortgage at the trial, and the testimony in connection therewith, could only tend to confuse and obscure the real issues. Plaintiff’s rights in this controversy must come from' the chattel mortgage given to it by W. P. Gibson, in April, 1891, while defendant’s are based on that executed in March, 1892, by the partnership of W. P. and Joe E. Gibson. If plaintiff, in April, 1891, got from W. P. Gibson a valid mortgage, covering the cattle in dispute, and said'cattle were at the time the individual property of said W. P. Gibson, then it secured a lien thereon, good as against this defendant, for it stands
The burden of this showing rested on the plaintiff. It came into court asserting a right under this mortgage so secured from said W. P. Gibson. We make this suggestion in view of calling attention to an instruction which the court, erroneously we think, gave to the jury. It reads as follows: “The presumption is that the property described in the mortgage from W. P. Gibson to the plaintiff, Union bank, was owned by said Gibson, and it devolves upon the defendant to satisfy the jury by a preponderance of the evidence that the same was, at the time of the giving of said mortgage, the partnership property of said W. P. Gibson and Joseph E. Gibson.”
This instruction was clearly in conflict with the rule of law above referred to. It in effect told the jury that the mere execution of a mortgage by W. P. Gibson, describing certain cattle, made a prima fade case that he, Gibson, at the time, owned the same, and cast upon defendant the burden of proving the contrary. The court, however, at the instance of defendant, gave this instruction: ‘ ‘The jury are instructed that the burden of proof in this case is upon the plaintiff to show by a preponderance, that is, a greater weight of all the testimony, every material fact and circumstance necessary to establish his case, andunless he has so established the same, their verdict must be for the defendant.”
But how are we to know which of these instructions the jury may have followed? They are in manifest conflict and both entitled to the same consideration by the triers of the fact. In a controversy like this,
An examination of other points made in appellant’s brief discloses no substantial error. The instructions, except as above stated, seem to be substantially correct. .
The judgment will be reversed and cause remanded.
Case-law data current through December 31, 2025. Source: CourtListener bulk data.