ORDER

Betty Morgan appeals from the dismissal of her petition for damages on a fire insurance policy with Meramec Valley Mutual Insurance Company.

We have reviewed the briefs of the parties and the record on appeal and find the claims of error to be without merit. An opinion reciting the detailed facts and restating principles of law would have no precedential value. The parties have been furnished with a memorandum for their information only, setting forth the reasons *369for this order. The judgment is affirmed in accordance with Rule 84.16(b).