ORDER

Tammy and Steven McCabe appeal from the trial court’s judgment interpreting Sections 430.225 and 430230 RSMo 2006, as amended effective August 28, 2003, to be substantive in nature and not applicable retroactively. We have reviewed the briefs of the parties and the record on appeal and conclude that the trial court correctly declared and applied the law. American Family Mut. Ins. Co. v. Fehling, 970 S.W.2d 844, 848 (Mo.App. W.D. 1998). An extended opinion would have no precedential value. We have, however, provided a memorandum setting forth the reasons for our decision to the parties for their use only. We affirm the judgment pursuant to Missouri Rule of Civil Procedure 84.16(b).