ORDER

Bill Griffin, acting as the Personal Representative of the Estate of his mother, Jean Griffin, brought this suit to recover the costs of Jean Griffin’s long-term custodial care from Shelter Mutual Insurance Company, which had established an employee welfare benefits plan in which Mrs. Griffin participated. Following a bench trial, the circuit court entered judgment in favor of Shelter. Griffin appeals. We affirm. Because a published opinion would have no precedential value, a memorandum setting forth the reasons for this order has been provided to the parties. Rule 84.16(b).