ORDER

Gerald Husak (Husak) appeals from the circuit court’s judgment denying his motion for summary judgment and granting Travelers Insurance Company’s (Travelers) cross-motion for summary judgment seeking a determination of coverage under a Travelers insurance policy. We have reviewed the briefs of the parties and the record on appeal and conclude the circuit court did not err in denying Husak’s motion and granting Travelers’ cross-motion because there is no genuine issue of material fact and Travelers is entitled to judgment as a matter of law. ITT Comm. Fin. Corp. v. Mid-Am. Marine Supply Corp., 854 S.W.2d 371, 376 (Mo. banc 1993). An extended opinion would have no precedential value. We have, however, provided a memorandum setting forth the reasons for our decision to the parties for their use only. We affirm the judgment pursuant to Missouri Rule of Civil Procedure 84.16(b).