Union National Bank v. Barker
Union National Bank v. Barker
Opinion of the Court
By mortgage deed dated May 9, 1893, defendants Samuel B. Barker and wife, of Chicago, conveyed certain real estate therein described, and situate in Kansas City, Jackson and Chariton counties, Missouri, to the plaintiff, the Union National Bank of Chicago, to secure the payment of an indebtedness recited in said instrument as follows:
“Whereas, said Samuel B. Barker, one of the parties of the first part, is now justly indebted to the Union National Bank of Chicago, party of the second part, in a large sum of money both individually and as a member of the partnership of A. H. Caryl & Co., and may in like manner become further indebted to the party of the second part in further sums from time to time, all said indebtedness being represented or to be represented by the promissory notes of said Barker, or of said firm, payable to the party of the second part, now held by it or to be hereafter taken and held by it by way of renewal notes now so held or to be hereafter executed to it for actual indebtedness contracted between the*360 parties.” Upon the following conditions: “Provided always and these presents are upon this express condition, that if said parties of the first part, their heirs, executors, administrators or assigns shall well and truly pay or cause to be paid to the party of the second part or its assigns, the indebtedness aforesaid with interest thereon, at the time and in the manner specified in the above mentioned notes according to the true intent and meaning thereof, which the parties of the first part hereby agree to do, then and in that case, these presents and everything herein expressed shall be absolutely null and void. And it is further provided and agreed that if default be made in the payment of said indebtedness or any part thereof or the interest thereon or any part thereof, at the time' and in the manner aforesaid, or in case of non-payment of taxes or assessments, or the breach of any of the covenants or agreements herein contained, then and in such case, the whole of said indebtedness in this mortgage mentioned, shall thereupon at the option of the party of the second part, or its assigns, become immediately due and payable, anything herein or in said notes contained to the contrary notwithstanding, and this mortgage may then be immediately foreclosed to pay the same, by said party of the second part or its assigns, and it shall be lawful for the party of the second part or its assigns to enter into and upon the premises hereby granted or any part thereof, and receive all rents, issues and profits thereof”.
This instrument was duly acknowledged by the said Barker and wife on the thirteenth of May, 1893, filed for record and recorded in Chariton county on the twentieth of May, 1893, and in the county of Jackson on the thirtieth of May, 1893. Afterwards on the fifth of September, 1893, this suit was instituted in the circuit court of Jackson county at Kansas City to fore
The second amended petition filed October 6,1893, after setting out the mortgage deed, charges that: “On the 25th day of May, 1893, at Chicago, Illinois, the said defendant Samuel B. Barker, being so indebted to said plaintiffs at the time of the execution and delivery of said mortgage as aforesaid, and being then and there on said 25th day of May, 1893, still so indebted, and in pursuance of an understanding and agreement between the said defendant, Samuel B. Barker and this plaintiff, at the time said mortgage was made, executed and delivered, the said defendant. Samuel B. Barker, together with one A. H. Caryl, made, executed and delivered to this plaintiff his certain promissory note in writing of that date, whereby he agreed to pay this plaintiff on demand, after date, for value received, twenty thousand dollars, with interest at seven per cent per annum from' date until paid, a copy of which said note is hereto attached, marked ‘Exhibit BJ and made a part hereof. Which said note was given in pursuance of certain terms and conditions contained in said mortgage, to represent a portion of the said indebtedness existing at the time said mortgage was dated, and which continued to exist up to and at the time of the execution and delivery of said note and which said promissory note did at the time it was so executed and delivered by the said defendant Samuel B. Barker, and ever since that time, has represented a portion of said indebtedness so existing as aforesaid at the time said mortgage bears date. That plaintiff is the owner and holder of said note and mortgage. Plaintiff further states that payment of said note has been
The defendant, the National Bank of Commerce, after an unsuccessful demurrer, filed answer to the petition, putting in issue the material allegations of the petition, and set up the following claim: “Further answering, defendant admits that the said defendant, Samuel B. Barker, was on the said 9th day of May, 1893, and still is the owner of the real estate in plaintiff’s said petition described, and also admits that it makes a claim upon said real estate, which said claim this defendant says consists of an attachment lien on the said real estate. That heretofore, to wit, on the - day of May, 1893, this defendant .began in the circuit court of Jackson county, Missouri, its action against said Samuel B. Barker on two drafts theretofore made by said Barker in favor of this defendant, as in the petition in said case stated, said drafts being for the sum of $2,500 each, amounting in the aggregate to
The defendant Samuel B. Barker made default, the other defendants filed separate answers, each of which was a general denial, and further said nothing. The case having been submitted to the court on the pleadings and evidence in support thereof, the court after finding that the mortgage deed was executed as alleged in the petition and recorded in Jackson county on the thirtieth of May, 1893, made the further findiug that: “At the time of the execution and delivery of said mortgage by said Samuel B. Barker and wife to plaintiff, the said Samuel B. Barker was indebted to said plaintiff in a large sum of money, and executed and delivered said mortgage to said plaintiff for the purpose of securing said indebtedness; that on the 25th day of May, 1893, the said Samuel B. Barker and one A. H. Caryl, executed and delivered to said plaintiff
And thereupon entered the following decree: “It is therefore ordered, adjudged and decreed by the court that the equity of redemption of the said Samuel B. Barker and Aura W. Barker his wife, in and to the real estate above described, be and the same is hereby foreclosed ; that said real estate be sold in such manner and at such time and place as by the statutes of this State provided in cases of sales of real estate under execution; that out of the proceeds of said real estate there be paid, first, the costs of this suit, including
Erom which decree the plaintiff appeals. The appeal was allowed on the fifteenth day of June, 1895, and plaintiff was given “until on or before the first day of the next October term of this court, A. D. 1895, in which to file its bill of exceptions.” The second Monday in October was the first day of the next October term of said court (Extra Session Acts 1892, page 12), which was the fourteenth day of October, 1895. The bill was not filed on or before that day, but afterward to wit on the sixteenth of October, 1895, when the following entry appears of record: “Now at this day comes the parties hereto and file stipulations agreeing that the bill of exceptions of the plaintiff may be filed at any time during this October term, A. D. 1895, of this court. Wherefore it is ordered by the court that the plaintiff herein be and he is hereby allowed on any time during this October term, 1895, of this court, to file its bill of exceptions herein; and now comes the plaintiff by its attorney and tenders to the court its bill of exceptions herein, and the said bill of exceptions is by the court signed, sealed and allowed and ordered to be and the same is marked filed and made a part of the record in this cause.”
I. Consent can not confer jurisdiction. The time for filing the bill of exceptions having expired on the fourteenth of October, 1895, the circuit court ceased to
It follows that, no exceptions having been saved, there is nothing before us for review except the record proper.
II. It does not appear from the answer or elsewhere in the record that the lien of the National Bank of Commerce was prior in time to that of the plaintiff, and no such claim is made therefor. The issue tendered in the answer, is that the mortgage was executed for the purpose of “hindering, delaying and defrauding the creditors of the said Barker, and especially this defendant.” Nowhere in the record is to be found any finding by the court upon that issue special or general, upon which alone, the said defendant’s claim was based, that its lien was prior and superior to that of the plaintiff. Thacourt concludes that the mortgage is not valid and binding as against the said defendant bank, there fore the lien of the defendant bank is prior and superior to that of the plaintiff, and thus we have a conclusion drawn from a conclusion without the finding of any fact upon which to base such conclusions. As was said in Robinson v. McCune, 128 Mo. 587: “This decree is a clear nonsequitur from the premises found and assumed, and of itself constitutes sufficient error to reverse the case. It is not necessary to set forth the finding of all the subsidiary facts, .. . but enough of the ultimate facts proved which are essential to support the decree should be stated or a general finding of the issues for
Reference
- Full Case Name
- Union National Bank of Chicago v. Barker
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