Perry v. Ellis
Perry v. Ellis
Opinion of the Court
delivered the opinion of the court.
Neither the payment of the annual interest on the debt nor the payment of a part of the principal is sufficient under our statute to withdraw it from the operation of the statute of limitations. It is true that under the act of 9 Geo. IV (Lord Tenterden’s act) it was held that a part payment was sufficient evidence of a continued recognition of or new promise to pay a debt which would otherwise have been barred, but this was because the words of that statute were that “ no acknowledgment or promise by words only shall- be deemed sufficient evidence of a new or continuous contract, etc., unless such acknowledgment or promise shall be made or contained by or in some writing to be signed by the party chargeable thereby.” Our statute is that “ no acknowledgment or promise ” shall be evidence, etc,, unless it be by or in some writing, etc.; and, therefore, whether the acknowledgment or promise be by words only or in any other manner it is invalid unless in writing.
Nor is the bar of the statute avoided by reason of the alleged verbal contract by which the parties on a sufficient consideration
The fact that one of the heirs-at-law of the debtor was a nonresident of this State during much of the time during which the statute was running does not so modify its effect as to continue the liability of his interest in the land to sale. The absence of this person did not suspend the operation of the statute on the note, on which an action must have been brought, if at all, against the administrator of the debtor; and all action on the note being barred, so also is all right to go against the land, which stood • as a mere security for the note.
The form of the plea by which the defense is interposed is not subject to the objections urged.
The plea is sufficient in form, for if there was no promise made within six years and four months it is evident there could not have been such promise within six years and two months. The complainants had notice of what statute was relied on, and that was sufficient.
Nothing appears on the record by reason of which the rule of estoppel can be applied to the defendant. She was under no legal obligation to pay the debt or the interest thereon, and all that appears is, that in consideration of payments of the interest from year to year by her, the complainant agreed not to foreclose the mortgage until a certain time, within which time the debt became barred.
If it be conceded that the money loaned belonged to Mrs. Perry and not to her husband, no different result than that which has been reached would follow. If it was Mrs. Perry’s money she, or since her death her representatives, might have proceeded to collect it as long as it was collectible. But an enforceable demand cannot be created where none exists, in order that the wrong done to the wife by the husband may be remedied. Neither Beauchamp nor his representatives knew that Mrs. Perry had or claimed any
The rule that though the trustee is barred by limitations, the beneficiary, if under disability, is protected, has never been recognized except in cases where the relationship of trustee and cestui que trust was known to exist. The cases of Bacon v. Gray, 23 Miss. 144 ; Fearn v. Shirley, 31 Miss. 304 ; Pearson v. McMullin, 37 Miss. 609 ; Anding v. Davis, 38 Miss. 598 ; Pittman v. McClellan, 55 Miss. 299; and Eckford v. Evans, 56 Miss. 24, were all cases in which the character of the trustee was known. Even the rule recognized in those cases has been by statute abolished (Code of 1880, § 2694), and though the bar of this statute would not have attached to this cause of action if it existed, we are unwilling to extend the operation of the rule, abolished as to the future, to cases to which it has never been applied.
The decree is affirmed.
Reference
- Full Case Name
- N. C. Perry v. Lizzie B. Ellis
- Cited By
- 3 cases
- Status
- Published
- Syllabus
- 1. Limitation of Actions. Payment of interest or part of principal of debt. Neither the payment of annual interest on a debt nor a part of the principal thereof has any effect upon the operation of the statute of limitations of this State. 2. Same. Verbal acknowledgment or new promise. Written obligation for forbearance. A debtor’s verbal acknowledgment of a debt or new promise to pay the same does not interfere with the running of the statute of limitations, even where the creditor, upon a “ sufficient consideration,” obligates himself in a writing signed by him to postpone the collection of the debt for a certain period, and to forbear the use of any means to enforce payment thereof during such period. 3. Same. Operation on note and trust-deed of decedent. Absence of heir. The operation of the statute of limitations upon a promissory note secured by a deed of trust on lands belonging to the maker of the note and grantor in the deed is not affected, after the death of such maker and grantor, by the absence of his heir from this State, the right of action on the note being against the legal representative of the deceased debtor; and if the statute be permitted to bar action on the note it also bars suit to enforce the trust-deed against the land descended to the absent heir. 4. Same. Par by contract of forbearance. Payment of interest by heir. Estoppel. Nor is the heir in such case estopped to plead the statute of limitations by the fact that the payee in the note and beneficiary in the trust-deed, in consideration of payment by the heir of annual interest on the note, agreed not to enforce payment of the principal until after the lapse of a certain period, during which the right of action became barred, the payment of interest having been made without any legal obligation on the heir to pay either the debt or interest thereon. •5. Same. Form of plea in chancery. Accuracy. A plea of the statute of limitations (to a bill in chancery), which avers that the defendant made no promise in writing to pay the debt within six years and four months after the cause of action accrued, when it should state the period as six years and two months, is good, as the greater period embraces the smaller, and as it is sufficiently accurate to notify the complainant what statute is relied upon by the defendant. 6. Limitation of Actions. Wifds money lent by husband. Ignorance of borrower. Mule as to trustee and beneficiary. Where a man lent his wife’s money as his own, and the fact that it was hers was not known to the borrower till after the collection of the debt had been barred by the statute of limitations, the rule that though a trustee be barred the beneficiary, if under á disability, is protected, could not be invoked, even prior to the operation of § 2694 of the Code of 1880, which abolished that rule.