Plaintiff's appeal presents two questions:

(1) Did the judge's decision contain a statement of facts found and the conclusions of law separately, as required by C. S., 569 ?

(2) Are the provisions in the policy limiting defendant’s liability valid ?

Both of these questions must be answered against the plaintiff. In his judgment Judge Williams set out the facts which he found, fully and in detail, and rendered judgment thereon constituting his conclusion of law. Eley v. R. R., 165 N. C., 78. Provisions in policies limiting liability have been upheld in Epps v. Ins. Co., 201 N. C., 695, and in Reinhardt v. Ins. Co., 201 N. C., 785, and cases cited.

The judgment is

Affirmed.