Security State Bank v. Rettinger
Security State Bank v. Rettinger
Opinion of the Court
This is an action to foreclose a mortgage upon a quarter section of land in Stark county, securing a $4,600 note signed by the Rettingers, husband and wife. The wife answered, alleging that she' was the owner of said land; that'on the 9th day of August, 1912, one Otto Thress, acting as agent for the plaintiff, procured and caused her to execute and deliver said mortgage, by means of threats that, if she did not so do, plaintiff would cause the arrest of her husband for obtaining money or property under false pretenses, which said threats were false and groundless. Trial was had in the court below, where defendants prevailed. Plaintiff appeals, demanding a trial de novo. There is but one question involved — duress. A decision of
Upon cross-examination he testified:
Q. Isn’t it a fact, Mr. Hettinger, that you then made the statement that you would not secure it, and you would not care if they put you in jail; that you would just as soon be in jail — sooner than where you are now ?
A. He told me that I did not care, and he said that he would take me with him right away.
Q. After stating that you did not care, isn’t it a fact that I told you there was no satisfaction to us to see you in jail? That what we wanted was the money, or the security for the money ?
A. Yes. That is what you said.
Q. Then, Mr. Hettinger, isn’t it a fact that I told you, at that time, on the coal car, that it was immaterial whether you and your wife made that mortgage and note, or not; that I would guarantee you absolutely,
A. Yes, he told me that there, but he said all that he wanted was to have my wife sign. He said he did not care whether we signed or not, but he would take me with him right away. Before we parted for dinner, I told him I would ask my wife what she would do.
Q. When we were up in the lawyer’s office, did I threaten you or your wife at that time with arrest?
A. He never said it up there, but he told me that before we went up there.
Upon cross-examination relative to the debt secured by the mortgage, Hettinger states that he owed every cent of it. That this note was given in payment of other notes which he owed the Security State Bank, and which were secured by mortgages upon an engine and horses.
The testimony proceeds:
<Q- Mr. Hettinger, how many horses were included in that mortgage ?
A. I could not say for sure. Seven or eight.
Q. In fact, it was ten, Mr. Hettinger?
A. Somewhere about eight or nine.
Q. Did you own the horses that were mortgaged?
A. Yes, they were my horses.
Q. Isn’t it a fact that your father owned those horses?
A. My father used to own them, but I was the owner later on,
Q. When did you become the owner, Mr. Hettinger?
A- About four years ago; I paid the taxes.
, Q. Isn’t it a. fact that these same horses were claimed by your father, and your father refused to deliver those horses in the mortgage foreclosure ?
A. Yes. My father told him, but they never paid any attention. They just went and took the outfit.
Q. Who did?
A. Julius Hollst took it.
Q. Did you ever pay anything on this note?
A. On which note?
Q. The note we are suing on.
A. No.
A. Yes, I owe every cent of it.
Upon redirect examination, he testifies that he went home and repeated the threats to his wife.
Upon the part of the plaintiff, Mr. Thress testifies that he went to Glendive to secure, if possible, a settlement of the accounts between the plaintiff and defendants, and had asked Mr. Hettinger what he could do. That he started off by saying that he did not care whether or not they put him in jail; that he told Hettinger at that time there was absolutely no satisfaction in putting him in jail; that they wanted the money, or security; and that he absolutely guaranteed him that no criminal prosecutions would be started against him, if he wanted to go back to Hettinger county, North Dakota. That Mr. Hettinger agreed to give security if his wife would sign. That he made no threat at that time to Mr. Hettinger, nor to his wife. That after dinner both came to the office of a local attorney; that the wife was cheerful at all times, and participated in the conversation for about two hours. He then proceeds to state that at a prior time, while the Hettingers were still in North Dakota, and about the 31st of May, 1912, he had threatened them with criminal prosecution for obtaining money under false pretenses, in mortgaging horses that belonged to the father, and which horses the father had already mortgaged to somebody else. He further testifies that, at the time of the execution of the mortgage in question, the Security bank had pending against the defendant certain actions, one of which was an attachment, and that the same were dismissed in consideration of the giving of the security aforesaid.
(1) We believe it is conceded that, to set aside the mortgage, the evidence must be clear, satisfactory, and convincing. In Anderson v. Anderson, 17 N. D. 275, 115 N. W. 836, it is said: “The burden is upon her to show that the deed was not her free and voluntary act. The presumption is that the deed is valid and binding, and this presumption will not be overcome by barely preponderating circumstances. On the contrary, duress, menace, or undue influence must be shown by evidence of the clearest, of the most satisfactory character, before the deed will be set aside. In Jasper v. Hazen, 4 N. D. 1, 23 L.R.A.
Reference
- Full Case Name
- SECURITY STATE BANK, a Corporation v. MARGARETHA RETTINGER and Mathias Rettinger
- Cited By
- 1 case
- Status
- Published