Washington Banking Co. v. King
Washington Banking Co. v. King
Opinion of the Court
The defendant moves to set aside a verdict which was rendered against him in this case, as endorser of a promissory note to the bank, made to him by Peter Walker, on the 15th
But another objection is taken to the verdict. The note being protested 011 the 17th of October, notice was required by law to be given of it the next day, which was the eighteenth, on which day the mail closed at half past eight in the morning, and there was no evidence of notice being put in the post-office till after that hour; the notary swore heputitin the post-office that morning, but he declined to say it was as early as even ten o’clock. This objection cannot possibly be maintained; for if the notice was put in the office any time the next day, it was done in sufficient time, whether before or after the departure of the mail. It is laid down in Brayl. 220, that the holder of the note has the whole of the next day to write in, without reference to the time of closing the mail. Saund. on Plead, & Evidence, 297, has the same rule, and cites in support of it, Bray v. Hadwen, 5 Maul. & Selw. 68; and in Hawkes v. Salter, 15 Eng. Com. Law. Rep. 125, or 4 Bingh. 715; where a bill was dishonored on Saturday, it was holden, that the party has all the next day, Monday, to write in, and if the letter went by the mail of Tuesday it was sufficient.
The defendant finally insists, that putting a letter in the post-office, is not notice of the dishonor of a note; that it is no more than evidence of notice, which may be counteracted and overcome by proof, that the notice was lost on the way, or that it was never received. It has however been fully settled, that a written notice, to the party to be charged, addressed to him properly, and put into the post-office in due season, amounts to what is termed due diligence, even if the letter should never be received. The doubts that have been expressed in cases whore the residence of the party is remote from any post-office, have no relation to a case like the present. The cases that support the general positions are numerous, and will be found collected in 1 Saund. on Plead, & Evid. 297 ; and 2 Starkie's Evid. 269, note, 1. It cannot be necessary to review them. On the whole, there is no ground for disturbing the verdict.
Concurring Opinion
I concur in the opinion, that the rule taken in. this case, ought to be discharged. The note was payable on the 17th of October. At the circuit, the jury were charged, that-it was incumbent on the plaintiffs to prove that notice of nonpayment was put into the post-office, in time to go by the mail of the eighteenth. On this point, the proof exhibited by the plaintiffs was of a very doubtful character. But the defendant produced the notice itself, by which it was evident that it had been mailed either on the eighteenth, or twenty-eighth. The jury have believed it to have been the former day. And there was so much evidence on both sides, that I consider it to have been a proper question for their decision. I therefore think that the verdict ought not to be disturbed; upon the supposition that the charge was correct. But upon the question, whether the holder had the whole of the eighteenth, to put his notice in the post-office, or should have done it previous to the closing of the mail of that day, I do not deem it necessary now, to give an opinion.
The Chief Justice having been concerned as counsel, delivered no opinion. Rule discharged.
Cited in Moore v. Central R. R. Co. 4 Zab. 277.
Reference
- Full Case Name
- WASHINGTON BANKING COMPANY v. JAMES W. KING
- Status
- Published