1 IN THE COURT OF APPEALS OF THE STATE OF NEW MEXICO EDWARD V. WATKINS and CAROLIE WATKINS, 4 Plaintiffs-Appellants, v. No. 28,757 FEDERAL HOME LIFE INSURANCE COMPANY and NEW MEXICO EDUCATORS CREDIT UNION, 9 Defendants-Appellees.

10 APPEAL FROM THE DISTRICT COURT OF SAN JUAN COUNTY John A. Dean, District Judge David Mario Chavez Farmington, NM for Appellants Finch & Olson PA Jennifer Olson Farmington, NM for Appellee Federal Home Life Insurance Company Lewis and Roca LLP R. Thomas Dawe Albuquerque, NM for Appellee Educators Federal Credit Union of N.M. 1 MEMORANDUM OPINION SUTIN, Chief Judge.

3 Summary affirmance was proposed for the reasons stated in the notice of proposed summary disposition. No memorandum opposing summary affirmance has been filed and the time for doing so has expired.

6 AFFIRMED.

7 IT IS SO ORDERED.

8 __________________________________ 9 JONATHAN B. SUTIN, Chief Judge

10 WE CONCUR:

11 _________________________________ JAMES J. WECHSLER, Judge

13 _________________________________ TIMOTHY L. GARCIA, Judge