imposed. In re Discipline of Chung, Docket No. 59442 (Order of Temporary Suspension and Referral to Disciplinary Board, November 17, 2011).

The disciplinary panel held its hearing on August 29, 2012.

Chung had not responded to any of the State Bar's communications since it filed its original complaint in February 2012, but she did appear briefly in person at the hearing. After being informed that the panel would recommend disbarment, Chung stated she would stipulate to the recommendation. She then asked to be excused and left the State Bar building.

The panel entered its findings that Chung had worked with "cappers" who would orchestrate an automobile collision, send the cars to body shops that inflated the amount of damage, and send the victims" to chiropractors who inflated the medical expenses. Chung participated as the attorney representing the purported "clients" and filed false claims with insurance companies, keeping a portion of the coverage payments for herself.

Based on the findings of fact, the panel concluded that Chung violated RPC 3.4(c) (fairness to opposing party and counsel: knowingly disobey an obligation under rules of tribunal), RPC 8.4(b) (misconduct: committing a criminal act that reflects adversely on the lawyer's honesty, trustworthiness or fitness as a lawyer), and RPC 8.4(d) (misconduct: engaging in conduct that is prejudicial to the administration of justice).

The panel also found aggravating factors pursuant to SCR 102.5: dishonest or selfish motive (SCR 102.5(b)), pattern of misconduct (SCR 102.5(c)), multiple offenses (SCR 102.5(d)), refusal to acknowledge the wrongful nature of the conduct (SCR 102.5(g)), substantial experience in SUPREME COURT OF NEVADA (0) 1947A the practice of law (SCR 102.5(1)), and illegal conduct (SCR 102.5(k)). The panel found no mitigating factors.

Based on its findings and Chung's stipulation, the panel recommended that Chung be disbarred from the practice of law in Nevada, and that she be ordered to pay the costs of the disciplinary proceedings.

SCR 120. Having reviewed the record, we approve the recommendation.

Accordingly, we hereby disbar Susana Ragos Chung from the practice of law. In addition, Chung must pay the costs of the disciplinary proceedings.

It is so ORDERED.

var'f/ , C.J.

Gibbons

t AA Pickering Hardesty

aitA ck_77-6-C71. l ecs , J.

Parraguirre

3.

Cherry

cc: Jeffrey R. Albregts, Chair, Southern Nevada Disciplinary Board David Clark, Bar Counsel Kimberly K. Farmer, Executive Director, State Bar of Nevada Susana Ragos Chung Perry Thompson, Admissions Office, United States Supreme Court SUPREME COURT OF NEVADA (0) 1941A