Encompass Insurance v. Suffolk County Water Authority
Opinion of the Court
In a subrogation action to recover insurance benefits paid by the plaintiff to its insured for injury to property, the defendant appeals from an order of the Supreme Court, Suffolk County (Tanenbaum, J.), dated May 18, 2011, which denied its motion for summary judgment dismissing the complaint.
Ordered that the order is reversed, on the law, with costs, and the defendant’s motion for summary judgment dismissing the complaint is granted.
On the morning of February 10, 2007, a water main located at the intersection of Peckham and Garretson Avenues in Islip ruptured, causing damage to the property of the plaintiff’s insured. Pursuant to a policy of insurance, the plaintiff paid its insured $37,879.23 to cover the damage. The plaintiff then commenced this subrogation action against the defendant, Suffolk County Water Authority, alleging that it had negligently maintained the subject water main.
The defendant moved for summary judgment dismissing the complaint on the ground that it did not have notice of the alleged dangerous condition that caused the subject water main to rupture. The Supreme Court denied the defendant’s motion. The defendant appeals, and we reverse.
A water company has the duty of maintaining and repairing its water mains so as to avoid injury to abutting property owners and the public generally (see De Witt Props. v City of New York, 44 NY2d 417, 423 [1978]). However, it is not an insurer of its system, and it cannot be held liable unless it is shown that the injury was caused by negligence in, inter alia, the maintenance of its system (id. at 424). Thus, “if the municipality has notice of a dangerous condition ... it must make reasonable efforts to inspect and repair the defect” (id.).
Here, the defendant established its prima facie entitlement to judgment as a matter of law by submitting, inter alia, an affidavit from Herman Miller, its Deputy Chief Executive Officer for
Accordingly, the Supreme Court should have granted the defendant’s motion for summary judgment dismissing the complaint. Florio, J.P., Balkin, Chambers and Cohen, JJ., concur.
Case-law data current through December 31, 2025. Source: CourtListener bulk data.