Appellate Division of the Supreme Court of New York, 2013

Pilkenton v. New York Central Mutual Fire Insurance

Pilkenton v. New York Central Mutual Fire Insurance
Appellate Division of the Supreme Court of New York · Decided December 27, 2013
112 A.D.3d 1327; 976 N.Y.S.2d 911
Pilkenton v. New York Central Mutual Fire Insurance

Opinion of the Court

Appeal from an order of the Supreme Court, Livingston County (Dennis S. Cohen, A.J.), entered April 3, 2013. The order granted the petition seeking, inter alia, to direct respondent to submit to the appraisal process set forth in its policy of insurance.

It is hereby ordered that the order so appealed from is unanimously reversed on the law without costs and the petition is denied.

Memorandum: Respondent appeals from an order that granted the petition seeking, inter alia, to direct respondent to submit to the appraisal process set forth in its policy of insurance. Assuming without deciding that the petition was timely filed and procedurally proper, we agree with respondent that the insurance coverage dispute precludes the application of the appraisal process set forth in the policy (see Kawa v Nationwide Mut. Fire Ins. Co., 174 Misc 2d 407, 408-409 [1997]; see generally Amerex Group, Inc. v Lexington Ins. Co., 678 F3d 193, 204 [2d Cir 2012]). Insurance Law ยง 3408 (c) provides for an appraisal in the event of a covered loss, and here there is a pending declaratory judgment action in which the parties dispute whether this is a covered loss. Present โ€” Scudder, EJ., Centra, Lindley, Sconiers and Valentino, JJ.

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