Beck v. Phœnix Insurance
Opinion of the Court
This action is upon a policy of insurance made by tbe defendant, at tbe city of Now York, on tbe ship Elise Huger, insuring ber in tbe sum of $5,000. Tbe pobey contained tbe following provision: “ "Warranted not to load more than ber registered tonnage with lead, marble, coal, or iron, on any one passage.” The “ registered tonnage” of tbe ship was shown to be 916 tons. In May, 1866, she took at tbe port of New York a cargo of coal to be carried to a port in Japan, and gave a bill of lading for 901-g-g-tons of coal at tbe rate of 2,240 pounds per ton. She afterward sailed for ber port of destination and was lost. Tbe court below dismissed tbe complaint, and gave judgment of nonsuit, on tbe ground that tbe warranty above quoted was broken. Tbe court rejected various offers of parol evidence-to show usage or custom in such cases, and held in substance that tbe statute of this State fixing tbe standard of weights and measures, and defining a ton to be 2,000 pounds, controlled tbe contract of insurance in this case.
The registered tonnage of vessels is purely a subject of Federal regulation, and not at all dependent upon or controlled by the legislation of the several States. A contract, therefore, which adopts “the registered tonnage” of a ship as the limit to which her cargo shall be subjected, must be construed as having reference to the laws of Congress, and as meaning such weight per ton as is recognized by those laws or by established commercial usage at the time those laws were enacted. Otherwise, the registered tonnage of vessels would be a variable quantity, dependent upon the statutes of the several States or upon the usages and customs of different localities in the absence of statutes. In those States in which a ton is declared, either by statute or commercial usage, to consist of twenty hundred-weight of 112 pounds each, the registered -tonnage of a vessel would be different from that in such States as declared by statute that a ton shall be 2,000 pounds; and hence contracts of this character, although referring to a measurement prescribed by the laws of Congress, would depend for their interpretation upon the laws of the locality where the vessel chanced tomate her cargo.
Our statutes regulating weights and measures contains this provision : “All contracts hereafter made within this State for work to be done, or for anything to be sold or delivered by weight or measure, shall be taken and construed according to the standards of weight and measime herein adopted as the standards of this State.” (Laws of 1851, chap. 134, § 14; 2 R. S. [6th ed.], 801.) And the same statute prescribes, as to weight, that a ton shall consist of 2,000 pounds.
The court below held that the warranty in the policy, that the cargo of the ship should not exceed her registered tonnage, was to be construed by this section of our statute, and that no parol evidence could be given tending to show that, by established commercial usage, a ton of coal meant a gross ton of 2,240
The judgment should be reversed and new trial granted, with costs to abide event.
INGALLS, J., concurred.
Judgment reversed; new trial granted ; costs to abide event.
Case-law data current through December 31, 2025. Source: CourtListener bulk data.