Bunten v. Orient Mutual Insurance
Bunten v. Orient Mutual Insurance
Opinion of the Court
This was an action brought to compel the delivery of a policy of insurance upon a cargo of lumber, in accordance with a previous agreement for that purpose, and to compel the payment of $4,317.22, the amount of the plaintiff’s damages from the loss of the cargo in question. The court below found that an agreement for insurance was made by the defendant’s agent with the plaintiff’s agent upon the ascertained value of the cargo of the Azof; that the amount of premium was not fixed, but was to depend upon the time of her sailing, according to a tariff of rates delivered; if before the 10th of October, the premium was to he three per cent; if after that date, and before the 16th, to he three and one-half per cent premium upon the value of her cargo; that the vessel sailed on the loth, of which
The defendant’s argument is chiefly upon the proper conclusions of fact to be drawn from the testimony. That subject we are not at liberty to consider. The argument of fact is to be made to the court trying the cause, and to the General Term, if an appeal is taken. (Code, §§ 267, 258, 272.) But it goes no further, except in the single case where the General Term reverses the judgment below, and certifies that the reversal was made upon questions of fact. That circumstance does not. exist in the present case, and we can only consider such questions of law as may be presented,
Upon the facts as thus found, are there any questions presented for review in this court ?
The first point of the appellant, that the parol contract as proved is not sufficiently “ definite and certain ” to entitle the party to a judgment requiring its execution, is a question not properly before us. There was in some respects a conflict of testimony, and in other respects parties might have misunderstood each other, or not have had the same understanding as to what was the real contract, but the proof was fully made in the court below, and fairly sustains the finding on which the judgment is based. Upon the principle already stated this point cannot be presented in this court, where the review is to be had upon questions of law simply, and not upon questions of fact.
The appellant’s second point, that the contract was made between the plaintiff and the defendant’s agent, in violation of the authority of the latter, of which the plaintiff had notice, is subject in all respects to the same remarks. It is a question of fact merely, fully passed upon by the court below, where it is expressly found that the agent had authority to make the contract in question.
The same is true of the third and fourth points of the appellant, which include the whole argument. They present questions of fact simply, without the intervention of any point of law that can be legally considered by this court.
Uo argument upon any exception to the admission or exclusion of evidence, is presented by the appellant’s counsel in the elaborate brief before us.
The judgment should be affirmed.
All the judges concurring, •
Judgment affirmed.
Reference
- Full Case Name
- James Bunten v. The Orient Mutual Insurance Company
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- 1 case
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- Published