Concur: Chief Judge Fuld and Judges Burke, Scileppi, Bergan, Breitel, Jasen and Gibson.

Order affirmed, with costs, on the opinion at the Appellate Division (36 A D 2d 445). As that court recognized, the applicable *548principle is that stated in Davis v. De Frank (27 N Y 2d 924, affg. 33 A D 2d 236): the “ no liability ” clause in a garage liability policy of the type here involved does not provide coverage to an insured driver.