Nationwide Insurance Co. v. Nnaji, Unpublished Decision (9-17-1999)
Nationwide Insurance Co. v. Nnaji, Unpublished Decision (9-17-1999)
Opinion of the Court
On April 21, 1998, appellee, Nationwide Insurance Company, filed suit against appellant, Ibe U. Nnaji, alleging appellant's default on a promissory note which was executed "on August 5, 1997." Appellant, acting pro se at that time, filed an answer, denying that he was in default. In August 1998, appellee moved for summary judgment, but sent the motion to the wrong address. Appellee's motion was granted when appellant failed to respond.
In October 1998, appellant, then represented by counsel, moved for relief from judgment pursuant to Civ.R. 60(B); the motion was ultimately granted and the judgment vacated. On November 3, 1998, appellee again moved for summary judgment. This time, appellant timely responded, setting forth the defense of economic duress. Appellant argued that he originally entered into a settlement agreement with appellee, appellee falsely claimed he breached the agreement, and appellee required him (under threat of reporting him to the Bureau of Motor Vehicles) to enter into a new agreement with more stringent terms. On December 28, 1998, the court once more granted summary judgment in favor of appellee.
Appellant now appeals. He argues that the trial court erred in granting summary judgment because he presented sufficient evidence to establish genuine issues of material fact regarding his defense of duress.
The standard of review for summary judgment is the same for both a trial court and an appellate court. Lorain Natl. Bankv. Saratoga Apts. (1989),
To establish a right to relief upon a claim of economic duress, one must show: (1) that one side involuntarily accepted the terms of another; (2) that circumstances permitted no other alternative; and (3) that said circumstances were the results of coercive acts of the opposite party. Blodgett v. Blodgett
(1990),
In this case, appellee admitted to us during oral argument that appellant's defense based upon the theory of economic duress was a valid one. Moreover, appellee does not argue that no prior agreement existed. Rather, appellee points only to appellant's alleged default on the 1997 promissory note1 and contends that appellant failed to put forth sufficient evidence of such defense to withstand its motion for summary judgment motion. We disagree.
The record reveals that along with copies of some of the money orders as evidence of payment, appellant submitted an affidavit which sets forth that: (1) he involuntarily accepted the terms of the promissory note in order to be able to continue operating his transportation business; (2) despite an alleged error in reporting him in default on the original agreement, circumstances permitted no other alternative to getting his license reinstated; and (3) said circumstances were the results of coercive acts of appellee, who threatened to withhold the necessary authorization for the Bureau of Motor Vehicles. In our view, this was sufficient to rebut appellee's motion for summary judgment. Therefore, we conclude that, since genuine issues of material fact remain in dispute, the trial court erred in granting summary judgment in favor of appellee. Accordingly, appellant's sole assignment of error is well-taken.
The judgment of the Toledo Municipal Court is reversed and remanded for proceedings consistent with this decision. Court costs of this appeal are assessed to appellee.
JUDGMENT REVERSED.
A certified copy of this entry shall constitute the mandate pursuant to App. R. 27. See, also, 6th Dist.Loc.App.R. 4, amended 1/1/98.
Peter M. Handwork, P.J. _______________________________ JUDGE James R. Sherck, J. _______________________________ JUDGE Mark L. Pietrykowski, J. _______________________________ JUDGE
CONCUR.
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