Countrywide Home Loans v. Meldrum, Unpublished Decision (1-28-2002)
Countrywide Home Loans v. Meldrum, Unpublished Decision (1-28-2002)
Opinion of the Court
On December 5, 2000, the case was reinstated to the active docket. On February 22, 2001, appellee filed a Motion for Summary Judgment. Subsequently, on April 2, 2001, appellant filed an "Opposition to [Appellee's] Motion for Summary Judgment". In opposition to appellee's Motion for Summary Judgment, appellant provided the trial court with a declaration. In the declaration, the appellant made the following claims: Appellant claimed that he had several phone discussions with an agent of appellee in March, 2000. Appellant asserted that he and appellee's agent entered a verbal agreement to cure the past due amount and to have the foreclosure action dismissed. Appellant alleged that he was in compliance with that verbal agreement and the foreclosure action should be dismissed.
On June 12, 2001, the trial court granted summary judgment in favor of appellee, denied summary judgment to appellant and issued a Decree of Foreclosure. Appellant alleges that the trial court accepted appellee's argument that appellant was in default on the promissory note despite being provided with appellant's declaration. It is from the grant of summary judgment that appellant appeals, presenting the following assignments of error:
ASSIGNMENT OF ERROR I
ASSIGNMENT OF ERROR IITHE TRIAL COURT ERRED IN GRANTING PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT WHEN A GENUINE ISSUE OF MATERIAL FACT EXISTED AS TO THE TERMS OF THE VERBAL AGREEMENT.
ASSIGNMENT OF ERROR IIITHE TRIAL COURT ERRED IN GRANTING PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT AND DENYING MY MOTION FOR SUMMARY JUDGMENT BY DISCOUNTING MY DECLARATION THAT THE FORECLOSURE ACTION WOULD BE DISMISSED UPON RECEIPT OF THE FIVE THOUSAND DOLLAR ($5,000.00) PAYMENT.
ASSIGNMENT OF ERROR IVTHE TRIAL COURT ERRED IN GRANTING PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT WHEN GENUINE ISSUES OF MATERIAL FACT EXISTED AS TO WHETHER THERE WERE PAYMENTS MADE TO COUNTRYWIDE AFTER THE FIVE THOUSAND DOLLAR ($5,000.00) PAYMENT.
ASSIGNMENT OF ERROR VTHE TRIAL COURT ERRED IN GRANTING PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT WHEN THERE WAS A GENUINE ISSUE OF MATERIAL FACT RELATED TO WHETHER COUNTRYWIDE HAD WAIVED THEIR THIRTY (30) DAY ACCELERATED PROVISION BY ACCEPTING PAYMENTS AND FAILING TO INFORM ME OF THE PROVISION IN THE AGREEMENT WITH RICHARD DUNN.
ASSIGNMENT OF ERROR VITHE TRIAL COURT ERRED IN GRANTING PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT TO FORECLOSE MY FHA INSURED MORTGAGE BECAUSE I RAISED LEGITIMATE FEDERAL DEFENSES THAT WERE NOT CONTRADICTED BY COUNTRYWIDE'S AFFIDAVITS.
THE TRIAL COURT ERRED IN GRANTING SUMMARY JUDGMENT TO PLAINTIFF WITHOUT ORDERING DISCOVERY.
Summary judgment proceedings present the appellate court with the unique opportunity of reviewing the evidence in the same manner as the trial court. Smiddy v. The Wedding Party, Inc. (1987),
Summary Judgment shall be rendered forthwith if the pleadings, depositions, answers to interrogatories, written admissions, affidavits, transcripts of evidence in the pending case, and written stipulations of fact, if any, timely filed in the action, show that there is no genuine issue as to any material fact and that the moving party is entitled to judgment as a matter of law. No evidence or stipulation may be considered except as stated in this rule. A summary judgment shall not be rendered unless it appears from such evidence or stipulation and only therefrom, that reasonable minds can come to but one conclusion and that conclusion is adverse to the party against whom the motion for summary judgment is made, such party being entitled to have the evidence or stipulation construed most strongly in his favor.
Pursuant to the above rule, a trial court may not enter a summary judgment if it appears a material fact is genuinely disputed. The party moving for summary judgment bears the initial burden of informing the trial court of the basis for its motion and identifying those portions of the record that demonstrate the absence of a genuine issue of material fact. If the moving party satisfies this requirement, the burden shifts to the non-moving party to set forth specific facts, through the forms of evidence permitted in Civ. R. 56(C), that demonstrate there is a genuine issue of material fact for trial. Vahila v. Hall (1997),
However, appellant's declaration does not constitute evidence of such a quality that a trial court may review in determining whether summary judgment is appropriate. See In re Disqualification of Pokorny (1992),
Appellant's declaration was not notarized or sworn before another appropriate officer. Therefore, we find that pursuant to Civ. R. 56 andPokorny, the trial court could not consider appellant's declaration as evidence. As such, appellant failed to produce evidence to counter appellee's Motion for Summary Judgment. Therefore, this court finds that appellee was entitled to a grant of summary judgment and that appellant was not entitled to a grant of summary judgment.
Appellant's first, second, third, fourth and fifth assignments of error are overruled.
The Ohio Rules of Civil Procedure attempt to minimize the role of the court in matters of discovery by permitting the parties to pursue open discovery without leave of court. Anderson v. A.C. S., Inc. (1992),
In the case sub judice, the record reveals that the trial court took no action to deny appellant discovery. Further, the record reveals no attempt by appellant to proceed with discovery nor a motion to the trial court to compel discovery. Rather, appellant contends that the trial court never ordered discovery to proceed. However, as noted above, discovery normally proceeds without court intervention unless a party brings a problem to the attention of the court. Appellant brought no such concern to the attention of the trial court. Therefore, we find that not only has appellant not preserved this error for appellate review, but appellant's argument is meritless.
Appellant's second assignment of error is overruled.
Hon. Julie Edwards, P.J. Hon. Sheila Farmer, J. Hon. John Wise, J. concur.
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