Fleetwood v. Doe, Unpublished Decision (8-1-2002)
Fleetwood v. Doe, Unpublished Decision (8-1-2002)
Opinion of the Court
The record reveals that appellant is employed as a bus driver for RTA and, on July 14, 1999, while so employed, appellant was struck by an unidentified driver and sustained injuries. Appellant and his wife1thereafter instituted the present action against the unidentified driver alleging that this driver negligently caused injuries to him and his wife. Appellant also alleged that he was entitled to uninsured motorists benefits from State Farm under the automobile policy issued to him as well as under the policy issued to his wife and that the latter acted in bad faith when it denied his claim for these benefits.
In its motion for summary judgment, State Farm argued that the bus appellant was driving at the time of the accident was furnished for appellant's regular use and, therefore, uninsured motorist coverage was excluded under appellant's policy. Supported by excerpts of appellant's deposition, State Farm argued further that coverage was also not available under appellant's wife's policy because appellant and his wife were not married at the time of the accident. Appellant opposed the motion and moved for partial summary judgment claiming that he was entitled to judgment in his favor as a matter of law on the basis that the bus he was driving was not for his regular use because he would be assigned to drive a different bus on different days. Nonetheless, appellant did not oppose State Farm's argument that there was no coverage under his wife's policy.
The trial court ultimately granted State Farm's motion and denied appellant's motion. The trial court thereafter dismissed the negligence claims against the unnamed defendant2 for want of prosecution. Appellant is now before this court and assigns two errors for our review.
An appellate court reviews a trial court's decision on a motion for summary judgment de novo. Grafton v. Ohio Edison Co. (1996),
The parties do not dispute that, on the date of the accident, appellant had in effect a policy of automobile insurance that provided uninsured motorist coverage. A review of the policy reveals that the only automobile covered under the policy is appellant's personal vehicle. Section III of the automobile policy at issue in this case is covered by an amendatory endorsement, which provides that no uninsured coverage is available for bodily injury to an insured while operating or occupying a motor vehicle owned or leased by, furnished to, or available for the regular use of you * * * if it is not insured for this coverage under this policy.
The parties do not dispute that this policy language mirrors that contained in R.C.
State Farm relies on Kenney v. Employers' Liability Assur. Corp. (1966),
In order to be excluded under this exclusionary clause, an automobile need not be a single particular automobile regularly furnished to the named insured. Thus it is well settled that an automobile will be excluded under such policy provisions although it is only one of a group of automobiles from which an automobile is regularly furnished to the named insured by his employer.
Appellant argues that Kenney is factually distinguishable because the plaintiff in that case was assigned to the same vehicle on each occasion. A fair reading of this case does not necessarily support appellant's conclusion. Notwithstanding, the Kenney court made clear that regular use is demonstrated when the insured uses any one of a group of automobiles furnished by the employer for the insured's use. Id. at paragraph two of the syllabus. Because appellant used any one of a group of buses as a part of his employment on a daily basis, appellant's argument fails. Accord State Farm Mut. Auto Ins. Co. v. Counts (Nov. 7, 1990), 9th Dist. Nos. 11490 11492, 1990 Ohio App. Lexis 4945.
Appellant further urges this court to find Kenney outdated and effectively overruled by subsequent case law. In support of this argument, appellant relies on Buckeye Union Ins. Co. v. Bradley (1972),
Reiterating, the policy at issue here excludes uninsured motorist coverage for bodily injury while operating or occupying a motor vehicle * * * furnished to, or available for the regular use of the insured. This exclusionary language is in accord with R.C.
Appellant's first assignment of error is not well taken and is overruled.
Judgment affirmed.
It is ordered that appellee recover of appellant costs herein taxed.
The court finds there were reasonable grounds for this appeal.
It is ordered that a special mandate issue out of this court directing the Cuyahoga County Court of Common Pleas to carry this judgment into execution.
A certified copy of this entry shall constitute the mandate pursuant to Rule 27 of the Rules of Appellate Procedure.
ANNE L. KILBANE, J. AND JAMES J. SWEENEY, J., CONCUR.
Case-law data current through December 31, 2025. Source: CourtListener bulk data.