Where a pledgee accepts personal property as security for a loan and enters into a written contract with’ the pledgor, one clause of the contract stating that the pledgee is “not to be held accountable for fire or burglary,” and the property has become lost to him and to the pledgor by reason of a transaction which is neither a fire nor a burglary, the pledgee must respond to the pledgor for the value of the property.

Judgment affirmed.