[This opinion has been published in Ohio Official Reports at 76 Ohio St.3d 228.]

NATIONWIDE MUTUAL INSURANCE COMPANY, APPELLANT, v. GULA, APPELLEE. [Cite as Nationwide Mut. Ins. Co. v. Gula, 1996-Ohio-64.]

Insurance—Motor vehicles—Pursuant to former R.C. 3937.18, an underinsurance claim must be paid, when—Determining amount of underinsurance coverage to be paid. (No. 95-2668—Submitted July 10, 1996—Decided August 7, 1996.)

APPEAL from the Court of Appeals for Summit County, No. 17221. __________________ Robert J. Drexler, for appellant. __________________ {¶ 1} The judgment of the court of appeals is affirmed on the authority of Cole v. Holland (1996), 76 Ohio St.3d ___, ___ N.E.2d ___.

DOUGLAS, RESNICK, F.E. SWEENEY AND PFEIFER, JJ., CONCUR.

MOYER, C.J., AND COOK, J., DISSENT.

STRATTON, J., NOT PARTICIPATING. __________________