[This opinion has been published in Ohio Official Reports at 76 Ohio St.3d 232.]

GRENNELL ET AL., APPELLEES, v. NATIONWIDE MUTUAL INSURANCE COMPANY, APPELLANT. [Cite as Grennell v. Nationwide Mut. Ins. Co., 1996-Ohio-404.]

Insurance—Motor vehicles—Pursuant to former R.C. 3937.18, an underinsurance claim must be paid, when—Determining amount of underinsurance coverage to be paid. (No. 96-323—Submitted July 10, 1996—Decided August 7, 1996.)

APPEAL from the Court of Appeals for Franklin County, No. 95APE08-1084. __________________ Decker, Vonau & Sybert Co., L.P.A., and James D. Viets, for appellees.

Crabbe, Brown, Jones, Potts & Schmidt, Michael R. Henry and Kristen H.

Smith, for appellant. __________________ {¶ 1} The judgment of the court of appeals is affirmed on the authority of Cole v. Holland (1996), 76 Ohio St.3d 220, 667 N.E.2d 353.

DOUGLAS, RESNICK, F.E. SWEENEY and PFEIFER, JJ., concur.

MOYER, C.J., and COOK, J., dissent.

STRATTON, J., not participating. __________________