[This opinion has been published in Ohio Official Reports at 75 Ohio St.3d 454.]

RAMSEY, ADMR., APPELLANT, v. AUTO-OWNERS INSURANCE COMPANY, APPELLEE. [Cite as Ramsey v. Auto-Owners Ins. Co., 1996-Ohio-209.]

Insurance—Uninsured motorist provision—R.C. 3937.18 and public policy preclude contract provision requiring physical contact for recovery. (No. 95-135—Submitted April 15, 1996—Decided May 15, 1996.)

APPEAL from the Court of Appeals for Lucas County, No. L-94-156. __________________ Schlageter, Breier & Bryce Co., L.P.A., Robert W. Bryce and Teresa M.

Dewey Bacho, for appellant.

Stephen A. Schaefer, for appellee. __________________ {¶ 1} The judgment of the court of appeals is reversed and the cause is remanded to the trial court for further proceedings not inconsistent with Girgis v. State Farm Mut. Auto. Ins. Co. (1996), 75 Ohio St.3d 302, ___ N.E.2d ___.

MOYER, C.J., DOUGLAS, RESNICK and PFEIFER, JJ., concur.

F.E. SWEENEY, J., dissents for the reasons stated in his opinion concurring in part and dissenting in part in Girgis v. State Farm Mut. auto. Ins. Co. (1996), 75 Ohio St.3d 302, 309-312, 662 N.E.2d 280, ___.

COOK, J., dissents.

STRATTON, J., not participating. __________________