[This opinion has been published in Ohio Official Reports at 83 Ohio St.3d 429.]

LAUBENTHAL, APPELLEE, v. MIDWESTERN INDEMNITY COMPANY, APPELLEE; STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, APPELLANT. [Cite as Laubenthal v. Midwestern Indemn. Co., 1998-Ohio-29.] Judgment of court of appeals affirmed on authority of Ross v. Farmers Ins. Group of Cos. (Nos. 98-1123 and 98-1142—Submitted August 19, 1998—Decided October 28, 1998.) APPEAL from and CERTIFIED by the Court of Appeals for Putnam County, No. 12-97-16. __________________ Robison, Curphey & O’Connell and Edwin A. Coy, for appellee Midwestern Indemnity Company. Manahan, Pietrykowski, Bamman & Delaney and Stephen F. Ahern, for appellant. __________________ {¶ 1} The discretionary appeal in case No. 98-1123 is allowed. {¶ 2} The certified conflict in case No. 98-1142 is allowed. {¶ 3} Case Nos. 98-1123 and 98-1142 are consolidated by this court. {¶ 4} The judgment of the court of appeals is affirmed on the authority of Ross v. Farmers Ins. Group of Cos. (1998), 82 Ohio St.3d 281, 695 N.E.2d 732. MOYER, C.J., DOUGLAS, RESNICK, F.E. SWEENEY, PFEIFER, COOK and LUNDBERG STRATTON, JJ., concur. __________________