[This opinion has been published in Ohio Official Reports at 83 Ohio St.3d 431.]

ROTH, ADMR., APPELLANT, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY ET AL., APPELLEES. [Cite as Roth v. State Farm Mut. Auto. Ins. Co., 1998-Ohio-292.] Motor vehicles—Insurance—Underinsured motorist coverage—Court of appeals’ judgment reversed. (No. 98-1276—Submitted September 15, 1998—Decided October 28, 1998.) APPEAL from the Court of Appeals for Darke County, No. 97-CA-1455. __________________ Kemp, Schaeffer, Rowe & Lardiere Co., L.P.A., Steven D. Rowe and Nannette J.B. Dean, for appellant. Young & Alexander Co., L.P.A., and Steven O. Dean, for appellee. __________________ {¶ 1} The discretionary appeal is allowed. {¶ 2} The judgment of the court of appeals is reversed, and the cause is remanded to the trial court to apply Ross v. Farmers Ins. Group of Cos. (1998), 82 Ohio St.3d 281, 695 N.E.2d 732. MOYER, C.J., DOUGLAS, RESNICK, F.E. SWEENEY, PFEIFER, COOK and LUNDBERG STRATTON, JJ., concur. __________________