[This opinion has been published in Ohio Official Reports at 83 Ohio St.3d 153.]

KOVACH ET AL., APPELLANTS, v. CINCINNATI INSURANCE COMPANY, APPELLEE. [Cite as Kovach v. Cincinnati Ins. Co., 1998-Ohio-570.]

Discretionary appeal allowed—Judgment reversed and cause remanded. (No. 98-1029—Submitted July 15, 1998—Decided September 23, 1998.)

APPEAL from the Court of Appeals for Franklin County, No. 97APE08-1137. __________________ Hadden Co., L.P.A., and E. Bruce Hadden; Mark Kitrick Co., L.P.A., and Mark Kitrick, for appellants.

Berlon & Timmel and J. Richard Brown, for appellee. __________________ {¶ 1} The discretionary appeal is allowed. The judgment is reversed, and the cause is remanded to the trial court for further proceedings on the authority of Ross v. Farmers Ins. Group of Cos. (1998), 82 Ohio St.3d 281, 695 N.E.2d 732.

MOYER, C.J., DOUGLAS, RESNICK, F.E. SWEENEY, PFEIFER, COOK and LUNDBERG STRATTON, JJ., concur. __________________