Monroe App. No. 804. On review of order certifying a conflict. The court determines that a conflict exists. Sua sponte, cause consolidated with 99-1349, Cox v. Grange Mut. Cas. Co., Monroe App. No. 804; cause held for the decision in 99-342, 99-348 and 99-618, Holcomb v. State Farm Ins. Cos., Franklin App. No. 98AP-353; and briefing schedule stayed.