Summit App. No. 19289. On review of order certifying a conflict. The court determines that a conflict exists; sua sponte, cause consolidated with 99-1426, Spoerndle v. Nationwide Mut. Ins. Co., Summit App. No. 19289; causes held for the decision in 99-342, 99-348 and 99-618, Holcomb v. State Farm Ins. Cos., Franklin App. No. 98AP-353; and briefing schedule stayed.