Summit App. No. 19289. Discretionary appeal allowed; sua sponte, cause consolidated with 99-1269, Spoerndle v. Nationwide Mut. Ins. Co., Summit App. No. 19289; causes held for the decision in 99-342, 99-348 and 99-618, Holcomb v. State Farm Ins. Cos., Franklin App. No. 98AP-353; and briefing *1432schedule stayed.