Summit App. No. 20941, 2002-Ohio-5040. On review of order certifying a conflict. The court determines that a conflict exists. Sua sponte, cause consolidated with 2002-1925, Skala v. Grange Ins. Co., Summit App. No. 20941, 2002-Ohio-5040; causes held for the decision in Westfield Ins. Co. v. Galatis, Summit App. No. 20784, 2002-Ohio-1502; and briefing schedule stayed.