Franklin App. No. 02AP-882, 152 Ohio App.3d 455, 2003-0hio-1790. On review of order certifying a conflict. The court determines that a conflict exists. Sua sponte, cause consolidated with 2003-0923, Archer v. ACE, USA Franklin App. No. 02AP-882, 2003-0hio-1790, causes held for the decision in 2002- 1956, Tucker v. Wilson, Clermont App. No. CA2002-01-002, 2002-Ohio-5142, and briefing schedule stayed.