{¶ 1} The appeal as to appellant’s Proposition of Law No. IV is dismissed as having been improvidently accepted.

{¶ 2} The judgment of the court of appeals is affirmed as to appellant’s Proposition of Law Nos. I, II, and III on the authority of State Farm Mut. Auto. Ins. Co. v. Grace, 123 Ohio St.3d 471, 2009-Ohio-5934, 918 N.E.2d 135.