[Cite as Washington Mut. Bank, F.A. v. Wallace, 134 Ohio St.3d 359, 2012-Ohio-5495.]

WASHINGTON MUTUAL BANK, F.A., APPELLEE, v. WALLACE, APPELLANT, ET AL. [Cite as Washington Mut. Bank, F.A. v. Wallace, 134 Ohio St.3d 359, 2012-Ohio-5495.] Certified conflict question answered in the negative—Court of appeals’ judgment reversed and cause remanded for further proceedings consistent with Fed. Home Loan Mtge. Corp. v. Schwartzwald. (Nos. 2011-1693 and 2011-1694—Submitted December 4, 2012—Decided December 5, 2012.) APPEAL from and CERTIFIED by the Court of Appeals for Warren County, No. CA2010-10-103, 2011-Ohio-4174. __________________ {¶ 1} The certified-conflict question is answered in the negative. The judgment of the court of appeals is reversed, and the cause is remanded to the trial court for further proceedings consistent with Fed. Home Loan Mtge. Corp. v. Schwartzwald, 134 Ohio St.3d 13, 2012-Ohio-5017, 979 N.E.2d 1214. O’CONNOR, C.J., and PFEIFER, LUNDBERG STRATTON, O’DONNELL, LANZINGER, CUPP, and MCGEE BROWN, JJ., concur. __________________ Thompson Hine, L.L.P., Scott A. King, and Terry W. Posey Jr., for appellee. Andrew M. Engel, for appellant, Betty Wallace. ______________________