The facts in this case are identical with those in Farmers’ & Merchants’ Insurance Company v. J. J. Cuff (No. 831), ante, 116 Pac. 435, heretofore decided on this date.

On the authority of this case, the judgment of the lower court will be so modified as to reduce the amount thereof from $880 to $813.05. In all other respects it is affirmed. Let the costs be divided between the parties hereto. '