IN THE UNITED STATES DISTRICT COURT

FOR THE DISTRICT OF OREGON MEDFORD DIVISION

SOFIA MARIA KENNEDY, Case No. 1:20 cv 01121-CL ORDER Plaintiff, v. EQUIFAX INFORMATION SERVICES, LLC; EXPERIAN INFORMATION SOLUTIONS, INC.; TRANSUNION LLC; BANK OF AMERICA, N.A.; SELECT PORTFOLIO SERVICING, INC.; CALIBER HOME LOANS, INC.; NATIONSTAR MORTGAGE, LLC d/b/a MR. COOPER; RUSHMORE LOAN MANAGEMENT SERVICES LLC; DOES 1 through 100 inclusive, Defendants, _______________________________________ AIKEN, District Judge. Magistrate Judge Mark Clarke has filed his Findings and Recommendations (“F&R”) (Doc. 72) recommending that defendant Caliber Home Loans, Inc.’s Motion to Dismiss (Doc. 48) should be granted. This matter is now before me. See

(b)(1)(B) and Fed. R. Civ. P. 72(b). No objections were timely filed. Although this relieves me of my obligation to perform a de novo review, I retain the obligation to “make an informed, final decision.” Britt v. Simi Valley Unified Sch. Dist.,

, 454 (9th Cir. 1983), overruled

on other grounds, United States v. Reyna-Tapia,

, 1121–22 (9th Cir. 2003) (en banc). The Magistrates Act does not specify a standard of review in cases where no objections are filed. Ray v. Astrue,

, *1 (D. Or. May 7, 2012). Following the recommendation of the Rules Advisory Committee, the Court review the F&R for “clear error on the face of the record[.]” Fed. R. Civ. P. 72 advisory committee’s note (1983) (citing Campbell v. United States District Court,

(9th Cir. 1974)); see also United States v. Vonn,

, 64 n.6 (2002)

(stating that, “[i]n the absence of a clear legislative mandate, the Advisory Committee Notes provide a reliable source of insight into the meaning of” a federal rule). The Court finds no clear error in Magistrate Judge Mark Clarke’s F&R. Accordingly, the Court adopts the F&R (Doc. 72) in its entirety. Defendant Caliber Home Loans Inc.’s Motion to Dismiss (Doc. 48) is granted and the Plaintiff’s case against Caliber is dismissed with leave to amend.

IT IS SO ORDERED. Dated this 12th day of January, 2021.

____________/s_/_A_n_n__ A__ik_e_n___________ Ann Aiken United States District Judge