Terhorst v. Kiessling
Opinion of the Court
On March 13, 1996, plaintiffs, Kelly A. and Brian L. Terhorst, filed a complaint in negligence against defendant, Walter Kiessling. On May 17, 1996, defendant filed a complaint against additional defendant, Jolene Shorb. Atrial in this matter is scheduled for the term beginning September 14,1998. Both plaintiffs and defendant have filed motions in limine.
STATEMENT OF FACTS
The relevant facts are alleged as follows: On April 17, 1995, Kelly Terhorst, plaintiff, was driving westbound on U.S. Route 30. The car in front of plaintiff was stopped waiting to make a left-hand turn. Defendant was driving in the same direction as plaintiff but failed to stop behind her thereby hitting the rear of plaintiff’s car. Additional defendant was also traveling westbound on U.S. Route 30 and failed to stop behind defendant causing defendant’s vehicle to again strike plaintiff’s car. Plaintiff suffered injuries as a result of these impacts.
LEGAL DISCUSSION
“A motion in limine is a procedure for obtaining a ruling on the admissibility of evidence prior to or during trial, but before the evidence has been offered.”
Plaintiff argues in her motion in limine that a limited tort election form, executed by plaintiff Brian L. Terhorst, should not be admitted into evidence as proof that plaintiff may not pursue noneconomic damages. Plaintiff claims she was not a signatory to this limited tort release and as “first named insured” cannot be bound by her husband’s release.
*110 “(b) Application of tort options.— . . .
“(2) The tort option elected by a named insured shall apply to all insureds under the private passenger motor vehicle policy who are not named insureds under another private passenger motor vehicle policy —”2 75 Pa.C.S. § 1705(b)(2). (emphasis added)
The term “insured” is defined in subsection (f) as follows:
“(f) Definitions. — As used in this section, the following words and phrases when used in this section shall have the meanings given to them in this subsection unless the context clearly indicates otherwise:
“ ‘Insured. ’ Any individual residing in the household of the named insured who is:
“(1) a spouse or other relative of the named insured; or
“(2) a minor in the custody of either the named insured or relative of the named insured.
“ ‘Named insured. ’Any individual identified by name as an insured in a policy of private passenger motor vehicle insurance.” 75 Pa.C.S. § 1705(f).
The statute makes no distinction between “first named insured,” as used by plaintiff, and “named insured” and plaintiff cites to no case law supporting such a distinction. The statutory language clearly sets forth that any “named insured” in the policy may elect the tort option. The statute goes on to state that such an election is applicable to all insureds, including, as in the case at hand, the named insured’s spouse. Thus, the election of limited tort options is applicable to plaintiff and is admissible into evidence.
Accordingly, the attached order is issued.
ORDER
And now, August 14,1998, plaintiffs’ motion in limine is denied. Disposition of defendant’s motion in limine is deferred until after the parties attend a second pretrial conference.
. The factual background presented in plaintiff’s brief suggests that the form signed by plaintiff Brian Terhorst did not contain proper notice under the Motor Vehicle Financial Responsibility Law (“MVFRL”). However, there is no further discussion of this issue and it is not a part of plaintiff’s motion in limine. Therefore, this court will not address it.
. There is no evidence that there is any other private passenger motor vehicle policy in effect.
Case-law data current through December 31, 2025. Source: CourtListener bulk data.