Suckling v. Most Excellent Assembly of Artisans' Order of Mutual Protection
Suckling v. Most Excellent Assembly of Artisans' Order of Mutual Protection
Opinion of the Court
Opinion by
In Hayes v. Beneficial Union, ante, p. 142, we considered
It is to be remembered, in all such cases, that the member who purchases such certificate, thereafter occupies a dual relation towards his society. He ceases not to be a member, and in this relation he is bound, like every other member, by the obligation to obey the laws that may be, from time to time, duly ordained for the government of the society and its members. His refusal to do so may be punished in such reasonable and appropriate manner as the laws themselves may prescribe. But he also maintains a contractual relation, and his contractual rights, when once fixed and established, cannot afterwards be impaired or destroyed by any act merely of the other party, he not assenting. In other words the law will not presume that such contracting party, merely by the expression of his willingness to obey the by-laws of his society, has assented to the proposition that the penalty for a subsequent neglect or refusal to obey such laws, shall be the loss of his rights, under a contract which, in its terms, does not incorporate as a part of it or need in explanation or construction of it, such by-laws.
But the member who elects to become beneficial has, like every other person sui juris, an unlimited capacity to contract so long as the paramount law or established policy of the state be not contravened. If he choose to write in and as a part of his contract, that the benefits therein specified shall become due and payable only on condition that he shall have, down to the date of his death, “fully complied with the charter, constitution, rules, by-laws,” etc., there is no reason why he should
Judgment affirmed.
Reference
- Full Case Name
- Suckling v. Most Excellent Assembly of the Artisans' Order of Mutual Protection
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- Syllabus
- Beneficial associations — Death benefits — Compliance with constitution and by-laws — Amendment of constitution and by-laws. A certificate of a beneficial association provided for the payment of $2,000 to the legal heirs of a member, named, “provided always nevertheless, that before his death he shall have fully complied with the charter, constitution, rules, by-laws and regulations of the order.” The original constitution provided for a payment of a death benefit of $2,000. Shortly after the date of the certificate, the constitution was so changed that thereafter the death benefits paid were only $1,000 to the heirs of a member. The member did not surrender his certificate, but continued to pay the same charges as theretofore, which were the same as were being paid by the other members, who were, under that amendment, entitled to only $1,000 death benefits. He never after the amendment paid the premiums which were required to place him in the rank of members who were entitled to receive $2,000 benefits. Held, that as the member’s certificate, which evidenced his contract, had incorporated in it “ the constitution, rules, by-laws and regulations of the order,” a lawful change in the constitution or by-laws worked a corresponding change in the contract binding on the member: Hale v. Equitable Aid Union, 168 Pa. 377; Hayes v. German Beneficial Union, ante, p. 142, distinguished; Chambers v. Knights of Maccabees, 200 Pa. 244, followed.