Peters Another v. Phœnix Insurance
Peters Another v. Phœnix Insurance
Opinion of the Court
After having stated the facts, delivered the following opinion.
No authority has been produced in support of the first objection. When a ship, which has received damage, puts into port to repair, the captain, or agent, who superintends the repairs, is bound to use due diligence. But it may be impossible to make a complete repair, either for want of materials, or of skilful workmen, or of accommodations for heaving the ship down, in order to make a thorough search. This objection was not urged at the trial. If it had been, the jury might have judged, whether there had been negligence. The law implies no warranty of sea-worthiness, except at the commencement of the voyage. To say, therefore, that a ship, which has suffered damage by a peril insured against,
On the second point the counsel for the defendants seem to have fallen into an error, from not attending to the distinction between an actual total loss, (by the sinking or burning of the ship,) and that kind of loss which is total not in fact, but in contemplation of law, viz. when damage has been suffered during the voyage to the amount of 50 per cent. In such case the assured is permitted to abandon. The loss is partial in its nature, and the only question is on the amount of the damage. If under 50 per cent, the assured is not permitted to abandon; if equal to 50 per cent, or above it,- he may abandon. This is the very point on which the case of Cazalet v. St. Barbe,
The defendant’s third objection is, that if they pay for a total loss, they are entitled to the freight earned by the brig after she received her death wound, which is supposed to have been on the bar near Charleston. ' If this point had been urged at the trial, and the Judge had given his opinion against the defendants, it would have been proper to take it now iñto consideration. But the claim of freight was not made then, and therefore cannot be a reason for a new trial. If indeed the defendants had a just claim, and would be without remedy in case the verdict stands, it might be a strong reason for listening to the argument, even at this late stage. But it is not so. The defendants not having brought the matter of freight before the jury in this action, are at liberty to prosecute it in another action.
The last reason offered for a new trial is, that the verdict was against the weight of evidence. Without entering into an examination of the evidence, suffice it to say, that the Judge who tried the cause is satisfied with the verdict; and although it is a case which admits of plausible arguments on both sides, yet the scale does not preponderate on the side of the defendants so decidedly as it ought to do, to justify the Court in granting anew trial. I am, therefore, of opinion that the verdict should stand.
The charge which I gave to the jury on the trial has not been questioned in point of law. It appeared clear to me, that if a vessel received her death wound by events which occurred during the voyage insured, without default in the master or crew, it was of no moment when the loss was ascertained, although subsequent to her arrival at her port of destination. It was left to the jury to decide whether the injuries were received during the outward passage to the island of Madeira; and the case chiefly turned on the credibility of the testimony of the captain and mate. I gave the jurors the instructions which I deemed proper as to weighing their testimony, telling them, at the same time, that, as mercantile men, they were much more competent
New trial refused.
Cited in 2 Marsh, 583.
Reference
- Full Case Name
- Peters and another against the Phœnix Insurance Company
- Cited By
- 5 cases
- Status
- Published