Jenkner v. Knights of Maccabees
Jenkner v. Knights of Maccabees
Opinion of the Court
The policy of insurance issued by the defendant on the life of the plaintiff’s husband, contained a provision that it should be void if the insured committed suicide. His death was caused by his drinking carbolic acid when alone in his bed room. The question at the trial was whether he drank the acid with suicidal intent or by mistake for a medicine he was accustomed to take. In the proofs of death furnished by the plaintiff, who was the beneficiary named in the policy, suicide was given as the cause of death. This shifted the burden of proof: Felix v. Ins. Co., 216 Pa. 95. In support of her claim she testified that the proofs of death were filled out by a representative of the defendant, were not read to her and were signed by her without a knowledge of their contents; that the bottle containing carbolic acid had been procured by her husband for household use and had been placed' in a closet with bottles containing his medicine and that at the time his sight was impaired and his, eyes were under treatment because of a recent injury., Her testimony was corroborated by that of her son. The case thus made out was for the jury and we find no error in the manner in which it was submitted.
The judgment is affirmed.
Reference
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- Syllabus
- Insurance — Life insurance — Insurance policies — Suicide clause— Death by poison — Suicidal inteni — Mistahe—Case for fury. 1. Where in an action upon a life insurance policy which provides- -that it shall he void if the insured commits suicide, the proofs of death furnished by the beneficiary give suicide as the cause of death, the burden is shifted to the beneficiary to show that death was not in fact caused by suicide. . 2. Where in an action upon a life insurance policy, it appears that the death of the insured was caused by drinking carbolic acid when alone in his bed room, and the proofs of death signed by the beneficiary gave suicide as the cause, the case is for the jury and a verdict for the plaintiff will be sustained, where it further appears from the plaintiff’s evidence that the proofs of death were filled out by a representative of the defendant, were not read to her and were signed by her without knowing the contents, that the bottle of acid had been procured by the insured for household purposes and placed in a closet containing his medicine, it also appearing that the insured’s eye sight was impaired at the time.