Díaz Bermúdez v. Heirs of Díaz Román
Díaz Bermúdez v. Heirs of Díaz Román
Opinion of the Court
delivered the opinion of the Court.
By deed of October 31, 1928 before Notary Antonio Suli-veres, José Díaz López, unmarried, mortgaged in favor of Ramón Díaz Román the property described in the complaint. The mortgage ivas executed to secure a loan for $875.40, with interest at the rate of 8 per cent annually, which was paid as follows: $100 on October 31, 1931 and $775.40 on the same day and month of 1932. It was further agreed that the mortgage would be extended, in case of litigation, to two additional credits of $200 each, for interest and costs, and disbursements and attorney’s fees, respectively.
On October 4, 1933 Ramón Díaz Román instituted a mortgage foreclosure proceeding. Tie claimed $875.40 as principal
On June 26, 1945 the aforesaid natural children of José Díaz López filed a complaint against the heirs of Ramón Díaz Román and against José María Quiñones, seeking the nullity of the foreclosure proceeding. Consequently, they asked that the property be restored to them and that defendants be adjudged to pay $2,000 which was the amount estimated as the value of the fruits yielded or that should have been yielded. In the event that the court should decide that José María Quiñones was a third party, they prayed that the other defendants be ordered to pay in solidum the amount of $1,500 which was the estimated value of the property, plus the other amounts above stated.
Plaintiffs alleged that the foreclosure proceeding was void: (1) because the defendants were not legally served with process; (2) because the sale of the property was ordered to satisfy, among other things, the amount of $326.82 for default interest “when the mortgage only secured the payment of said interest up to the amount of $200”; and
The lower court decided that the order of the public sale in the foreclosure proceeding was void for lack of jurisdiction. It based this decision on the fact that the demand of payment was made without the appointment of a guardian ad litem for the defendants, who were all minors. It cited § 56 of the Code of Civil Procedure and Rodríguez v. Nadal widow of Morell, 45 P.R.R. 457, 480.
Against this judgment José María Quiñones and the plaintiffs have appealed. The latter appealed only from the dismissal of their claim for fruits.
Plaintiffs argue that defendant’s contention to the effect that the court acquired jurisdiction over the minors in the foreclosure proceeding merely because the latter were personally served with process as well as Adela Díaz, under whose care they lived, is untenable.
On dealing with the procedure that should govern the demand of payment, § 168 of the “Regulations For the Execution of the Mortgage Law” provides that when the proceedings are directed solely against property subject to the mortgage, they shall conform to the provisions of § 128 et seq. of the Law and of the Regulations, supplemented by the Code of Civil Procedure. Since neither the Law nor the Regulations provides the manner of serving process when the defendants are minors, and since process was served on December 11, 1933, we must resort to § 93 of the Code of Civil Procedure which provides in its pertinent part:
“Section 93. — The summons must be served by delivering a copy thereof, as follows:
“3. — If against a minor under the age of fourteen years, residing within said Island to such minor, personally, and also to his father, mother or guardian; and if there be none within this Island, then to any persons having the care or control of such minor, or with ■whom he resides, or in whose service he is employed.
“6. In all other cases to the defendant personally.”5
In our opinion the marshal, according to the registry, complied with the provisions of § 93 above cited, for he served the summons on the two defendants over fourteen years of age personally and as to the others, he served them personally and also the person having their care or control. It may be argued that subdivision 3 authorizes the summons to be served on those under fourteen years of age through the persons having their care or control only when their father, mother or guardian are not within the Island. Despite our careful search we have not found a single decision or any other authority maintaining that in cases like the present
The lower court and the plaintiffs maintain that in this case a guardian ad litem should have been appointed for the minors pursuant to § 56 of the Code of Civil Procedure. Indeed, this Section provides that whén an infant, insane or an incompetent person is a party he must appear, either by his general guardian or by a guardian ad litem appointed by the court in which the action is pending. This Court has held, in connection with § 56 of the Code of Civil Procedure, that the omission to appoint a guardian ad litem in eases where the appointment lies, is an irregularity which does not affect the jurisdiction of the court. Trueba v. Martínez, et al., 33 P.R.R. 446. This ruling is in accord with that of the Supreme Court of California in construing § 372 of the Code of Civil Procedure of that State which is similar to our § 56. Keane v. Penha, 173 P.(2d) 835 (Cal. 1946); Hughes v. Quackenbush, 37 P.(2d) 99 (Cal. 1934); Gouanillou v. Industrial Accident Commission, 193 P. 937 (Cal. 1920); Childs v. Lanterman, 37 P. 382 (Cal. 1894) and 22 Calif. Law Review 576 (1933-1934). It has been likewise held in California, that although the omission is not a jurisdictional question, the judgment, as a general rule, may be disaffirmed on motion of the minor during a reasonable time after he has attained the age of majority. Keane v. Penha, supra; Hughes v. Quackenbush, supra; Gouanillou v. Industrial Accident Commission, supra; Childs v. Lanterman, supra, and 22 Calif. Law Review, supra. The registry does not disclose that a guardian had been appointed in the foreclosure proceeding. Consequently, José María Quiñones was cautioned as to this
“1. — When documentary evidence is produced of criminal proceedings charging the forgery of the mortgage deed the subject of the proceedings, in which a complaint shall have been admitted or an order of prosecution has been issued.
“2. — "When an action in intervention of ownership is filed, necessarily the title of the ownership of the estate in question recorded in favor of the intervener under a date prior to the record of the claim of the execution creditor and not canceled in the registry being necessarily filed therewith.
“3. — "When a certificate from the registrar is presented to the effect that the mortgage under which the proceedings are being prosecuted has been canceled, or an authentic copy of the public instrument of the cancellation of the same, bearing a memorandum of its presentation in any of the registries where it is to be noted, executed by the plaintiff or by his predecessors or successors in interest, the transfer in a proper ease being also proved by documentary evidence.”
It may be readily inferred from tbe record that the conditions mentioned in § 175 copied above, were not present in the foreclosure proceeding against the minors, nor was the existence of said conditions even suggested in the petition for the annulment of the foreclosure proceeding. Consequently, no prejudice was caused to the minors by the omission to appoint a guardian ad litem in a case where they, even
“The court must, in every state of an action, disregard any error or defect in the pleadings or proceedings which does not affect the substantial rights of the parties, and no judgment shall be reversed or affected by reason of such error or defect.” (Italics ours.)
The case of Domínguez v. Nadal Widow of Del Moral, supra, is not applicable. There the incompetent person was the plaintiff and we said:
“According to section 56 of the Code of Civil Procedure, when an infant or an insane or incompetent person is a party, he must appear, either by his general guardian or by a guardian ad litem appointed by the court in which the action is pending, in each case, or by the judge thereof.” (page 480). (Italics ours.l
We have already pointed out that another ground alleged for the annulment was the fact that the mortgagee collected the amount of $326.82 for interest when in the deed the amount fixed for that purpose was only $200.
The conclusion to which we have arrived makes it unnecessary to consider the appeal taken by the plaintiffs, since the scope of the judgment against them only dismissed their claim for fruits.
The judgment is reversed and another is rendered dismissing the complaint, with costs on the plaintiffs.
The correct name of tliis case is Domínguez v. Nadal widow of Del Moral, 45 P.R.R. 457, 480.
The discrepancy between the marshal’s certificate and the entry made in the registry was due perhaps to the fact that in the deed of judicial sale, after copying the writ demanding payment it was stated that the defendants were served “as it appears in the record”; and the registrar understood the words “as it appears in the record” in the sense that the marshal had acted pursuant to the directions in the writ of payment.
Section 27 of the Mortgage Law provides:
“For the purposes of this law, a third person shall be considered one who has not been a party to the recorded instrument or contract.”
Section 34 of the Mortgage Law provides in its first paragraph that:
“Notwithstanding the provisions of the foregoing article, instruments or contracts executed or entered into by a person who, according to the registry, has a right to do so, shall not be invalidated with regard to third persons after they have been recorded, even though the interest of such party should subsequently be annulled or terminated by virtue of a prior deed which was not recorded or for reasons which do not elerly appear from said registry.”
According to this Section a person over fourteen years of age shall be summoned in the same manner as those of legal age.
It is alleged in the petition that that amount was designated for default interest; but this is an error because in the mortgage deed no mention is made of said interest.
Although one of the grounds alleged for nullity was that usurious interest was collected, no proof was presented in support of said allegation, and even if it had been, such a circumstance did not appear from the registry and therefore did not prejudice José María Quiñones.
Case-law data current through December 31, 2025. Source: CourtListener bulk data.