Commercial Casualty Insurance v. District Court of San Juan
Commercial Casualty Insurance v. District Court of San Juan
Opinion of the Court
delivered the opinion of the Court.
Eleuteria Vázquez, Manuel, Petra and Susana Ríos, as sole and universal heirs of decedent Ramón Ríos, filed a complaint for damages in the District Court of San Juan against the Commercial Casualty Insurance Company and Efrain González. For the purposes of this appeal the essential allegations of their complaint were: that on August 19, 1949 and on insular highway No. 6, while defendant Efrain Gon-zález was driving motor vehicle bearing license plate P-28621 which is devoted to public service and which is owned by him, he ran over Ramón Ríos, causing him serious injuries from which de died six days later; that the accident was caused by the fault and negligence of defendant González; that the plaintiffs have suffered damages and that at the time of the accident codefendant Commercial Casualty Insurance Co. was liable by virtue of the insurance.policy signed by it, for the damages which said vehicle might cause these persons.
Defendants filed a motion for a summary judgment in which they claimed, in so far as pertinent, that on the day alleged in the complaint the vehicle described therein belonged to Agustín Jaca Hernández and was registered in his name
A hearing was set for the motion for summary judgment and on February 13, 1950 the court overruled it, stating in its order that “an endorsement appears in the policy presented by defendants to the effect that the insurance company will not be liable if an accident takes place in a vehicle whose owner has been substituted on a date subsequent to the
“This is what happened. The parties submitted the motion for summary judgment on the documents which they presented for and against it. When the Judge stated that it appeared from said documents that there existed a controversy of facts as to the contents of the policy in question and that therefore, summary judgment did not lie, defendants requested the court to summon the Commissioner of the Interior to testify in court. Plaintiff objected alleging that he would also bring evidence as to the contents of the original policy since the attorney for the plaintiff knew that said clause or condition of the policy did not exist in the original when he obtained the certified copy which he presented as evidence in opposition to the motion for summary judgment. Evidently it was intended to have an oral trial so that the Court weighing the credibility of the witnesses would determine the truth as to the conditions of the policy involved in this litigation. We believe that this proceeding was improper and we denied defendants’ motion.” (Italics ours.)
In order to review the orders thus rendered and at the request of the defendants therein we issued the writ of certiorari.
Rule 56 of the Civil Procedure provides: “A party against whom a claim, counterclaim, or cross-claim is asserted or a declaratory judgment is sought may, at any time, move
Evidently, the fundamental reason why respondent court refused to render the summary judgment sought was that although a certified copy of the policy signed by codefendant Commercial Casualty Insurance Co. as respecting P and PA vehicles issued by the Commissioner of the Interior of Puerto Rico on January 18, 1950 contained an endorsement to the effect that “it is further understood and agreed that this policy does not cover any accident occurring when any insured vehicle is being driven by a person other than the person specifically mentioned in the policy as the owner of the insured vehicles as respecting PA and HP A vehicles”, (Italics ours) and that “whenever there is a substitution of ownership of any insured car, such substitution of ownership must be previously approved by the Commissioner of the Interior of Puerto Rico and the corresponding change in registration be made, it being understood, however, that such approval is conditioned to the use of the vehicle by the new owner as a tool of work in accordance with the provisions of Act 279, approved April 5,1946, as subsequently amended,”
The respondent court committed error in not admitting the additional evidence to determine whether the policy contained the endorsement in question. According to Moore’s Federal Practice, under the new Rulés of Civil Procedure, vol. 3, p. 3183, § 56.03: “A motion for summary judgment
Of course, motions for summary judgment should be generally based on the pleadings and admissions appearing in the record, on affidavit, on depositions or on any other documentary evidence. It is only in exceptional cases, in which it is most difficult, if not impossible, to obtain the corresponding affidavits, documents or depositions that, as an exception to the general rule, oral testimony may be admitted in support of 'sc motion like the one involved herein.
In the case at bar, however, which only involved a discrepancy between the certified copies of the insurance policy presented by the parties, the court would have been in the best position to duly decide the issue before it by merely authorizing the introduction of an affidavit from the Commissioner of the Interior on the existence or nonexistence of said endorsement or if said affidavit could not be obtained or if in the opinion of the court it were not sufficient, by merely summoning said officer to appear and bring with him the original of the policy. In the case the affidavit or the testimony of the Commissioner remained uncontradicted it would have been easy to conclude then whether or not there remained a material fact in issue. If no real issue of fact existed, it was the duty of the court to render summary judgment for
The orders appealed from will be set aside and the case remanded for further proceedings not inconsistent with this opinion.
We have not found said certificate in the record. What appears in the same is the original letter addressed to Benjamin Acosta by the Assistant Director of the Automobile and Traffic Bureau on August 31, 1949 in which the latter informs the former that the Chevrolet automobile bearing license PA 67861 and license plates P-28621 since there were no PA license plates at the time, belonged on said date to Agustín Jaca Hernández from Arecibo, and that no permission had been issued for said vehicle to be driven by any chauffeur other than its owner.
There is also a certified copy of the said policy in the records issued by José H. Méndez, civil engineer, Director of the Automobile and Traffic Bureau on November 23, 1949 and in which the said endorsement appears:
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