Foster v. Sineath
Foster v. Sineath
Opinion of the Court
The Bank, being the holder of a note indorsed by the defendant, who resided in the country, about nine or ten miles from the city, deposited a notice of non-payment, directed to the defendant at Charleston, in the city post office, which was the nearest to the defendant, and that from which he usually received his letters. . The question is, was this notice sufficient 1 The general rule is, that where the parties reside in the same city or town, notice of the dishonor of bills and notes must be personal, or by leaving it at the dwelling house or place of business of the party, if absent; but if the party reside at a different place, then notice may be sent through the post office, to.the post office nearest to him, or to which he usually resorts for his letters and papers; Reid vs. Payne, 16 Johns. R. 218; Bank of Columbia vs. Lawrence, 1 Pet. 578 ; Story on Bills, § 295 — 7; Chit, on Bills, 473, (ed. 1842) ; and not only may notice be sent by mail, but that mode of conveying it is most safe and proper ; for if it be unnecessarily forwarded by a private hand, or unusual conveyance, and it miscarry or be delayed a day beyond the time it would have been conveyed by mail, the party giving the notice may thereby lose his remedies. Darbishire vs. Parker, 6 East, 3. Cases may happen where notice by a special messenger may be
The tender having been pleaded, the defendant claimed a non-suit. But the motion was refused, and it was left to the jury to say whether the messenger was employed wantonly or not. It appearing that the defendant lived out of the ordinary course of the post, the notice might not have been received for a fortnight; the jury found the amount of the expenses. Lawrence, J. said, “in some parts of Yorkshire, where the manufacturers live at a distance from the post towns, the letters may lie for a long time before they are called for, and it may be necessary to send notice by a special messenger.” Lord El-lenborough said that “ it was rightly left to the jury to say whether the special messenger was necessary, and also, whether the charge was reasonable.” The case only decides that the holder may recover the expense of a special messenger, if that charge be not wantonly incurred, of which the jury must judge ; and the dictum respecting the Yorkshire manufacturers only suggests that notice to them by a special messenger, under the circumstances supposed, may be necessary. The case furnishes no authority for the alternative of the employment of some or
On this subject of due diligence, the American are to be preferred to the English authorities, even if any could be found in point. The rules of commercial diligence are derived from general acquiescence in the course of business which has been found convenient. From such acquiescence arises a custom, and that, when it receives judicial sanction, becomes a rule. In giving effect to the decisions of foreign courts, a vigilant attention should be directed to the circumstances that may indicate a common necessity or application. A diversity of habits, situation, pursuits and course of business, may suggest a material modification, in order to the beneficial transfer of them into our jurisprudence.
The circuit decision maintains, that notice by mail is insufficient, where the parties reside in the same district. Though not affirmed, it may be inferred, that in such case notice must be sent by a special messenger. If the mode of transmission, uniting in the greatest degree expedition and safety, that is known to the use of the country,
“ The cases have not defined the the precise distance from a post office at which a party must reside, to render service of notice in that way good.” 3 Kent Com. 107. In the case of the Bank of Columbia vs. Lawrence, 1 Pet. 583, Thompson, J. says, “it has not been thought advisable, nor is it believed it would comport with practical convenience, to fix any precise distance from a post office, within which the party must reside, in order to make this a good service of notice.” In that case, the defendant lived two or three miles from Georgetown, and generally received his letters from the post office in that town. The note was payable in Washington — and it was ruled that the sending a notice to the Georgetown office was sufficient. The notice in the case of Reid vs. Payne was sent by mail from Albany to Greenbush, which was five
On the question of due diligence, the use of a post office is more material than its distance from the party. It does not appear how frequently the defendant came to Charleston, whether once a week, or more or less frequently. What business he had carried him to that place, and so far as it was conducted by correspondence, his letters were received there. All that the law requires, is the use of due diligence to ascertain the address of the party, and if the notice to him be regularly mailed, it is immaterial whether it reach him or not. Kuth vs. Weston, 3 Esp. 54; Stanton vs. Blossom, 14 Mass. R. 116; Lincoln and Kennebeck Bank vs. Hammatt, 9 Mass. R. 159. If the defendant’s business called him to the city daily, or frequently, the service would have been clearly sufficient. The use of due diligence cannot be made to depend on the frequency of a party’s call at the post office. That cannot be known to the holder of negotiable paper, on which he may be liable. The holder will have done all that can reasonably be required of him, when notice is sent to the only post office which the party uses for the purpose of receiving letters.
Then, as to the distance of the defendant’s residence from the post office, which in this case was nine or ten miles — that concerns his convenience rather than his liability. If of several offices the most distant were selected, because more convenient to the party’s business, or more frequently visited, that would be the proper office to which tosend a notice. Distance could not, in such case, be averred against use, to make the notice insufficient. A party’s own choice must determine where notices shall be sent to him. If the defendant had resided within one or two miles of the city, and the proof of his use of the city post office was the
The defendant takes an exception to the cases cited, because the notice in this case was not transmitted by mail, but was deposited in the post office, and cites a dictum in Ransom vs. Mack, that “the post office is not a legal place of deposit for notices to parties to negotiable paper, but that service in that mode is sufficient, where notice may be conveyed by mail.” The dictum is diréctly against the position it is cited to maintain. The first part of the authority cited, must be understood to affirm that the post office is not a legal place of deposit for parties'resident in the same city or town with the holder; but the dictum expressly affirms that it is a legal - place of deposit, in cases where it may be conveyed by mail — that is, for parties not resident in the same city or town with the holder. If the holder of the note were in New York or Columbia, it cannot ’be questioned that notice mailed to Charleston would be sufficient. So, if a post office within the same distance from the defendant’s residence as that in Charleston, were used by the defendant, a. notice mailed to that office would be-sufficient. Why, then, should not a deposit of notice in the city post office, by a holder in the city, be sufficient.?
The motion' is granted.
Case-law data current through December 31, 2025. Source: CourtListener bulk data.