Homestead Ass'n v. Enslow
Homestead Ass'n v. Enslow
Opinion of the Court
The opinion of the Court was delivered by
The defendant, Enslow, the head of a family residing within this State, mortgaged, in 1871, the premises on which he resided with his family. The premises appear to be such as might be considered a family homestead within the sense of the Constitution allowing exemption from certain process as against premises so held and occupied. These premises have been sold under a decree foreclosing such mortgage, and a portion of the purchase money arising from such sale is held under a decree of the Circuit Court asserting that the defendant, Enslow, is entitled to the same in right of his claim to homestead exemption as against his mortgage of said premises.
The appeal is from that decree and alleges that the homestead right cannot be asserted as against' the mortgage made by Enslow.
There is no doubt but that Enslow could make a valid mortgage. A homestead had never been actually set apart. The homestead provisions do not in terms prevent the owner of lands from mortgaging them. Such an intent cannot be enforced as against the common law right of dominion unless it is found to be essential to the operation of the homestead provisions as it regards the specific effect of those provisions; All that the Constitution seeks to accomplish is to prevent premises so held and occupied from being subjected to process for the purpose of enforcing obligations of a certain character — Article II, Section 32. The right of dominion of the owner of lands, including the power to alien or encumber, is not
It remains, then, only to consider whether a judicial sale for the foreclosure of the mortgage is embraced under the description “ attachment, levy or sale on any mesne or final process issued from any Court,” contained in Section 32, Article II.
The portion of that Section involved in the present construction is as follows : “ The family homestead of the head of each family residing in this State, such homestead consisting of dwelling house, outbuildings and,lands appurtenant, not to exceed the value of one thousand dollars, and yearly product thereof, shall be exempt from attachment, levy or sale on any mesne or final process issued from any Court.” It is obvious that process issued to enforce a judgment or decree for the payment of money, and which may be enforced against the whole estate of the judgment debtor, is here intended. To extend the sense of the Constitution, as demanded by the respondent, Enslow, would be equivalent to holding that no judgment nor order of any Court could bind such a homestead so as to disturb the possession of the occupant. This is manifestly beyond the intention of the Constitution.
It is noticeable that the exemption conferred by the Constitution is not limited in terms to the head of a family holding premises occupied as a family homestead by rightful title. Nor can this be regarded as an unintentional omission, if the object of the Constitu
The view just presented is conformable to what was said by the Court in Shelor vs. Mason. — 2 S. C., 233.
The sale for foreclosure was not forbidden by the Constitution as it regards the homestead in question, and the mortgagor has no right to claim any part of the proceeds of sale by reason of the alleged occuption of the mortgaged premises as a family homestead.
The judgment below must be modified accordingly.
Reference
- Full Case Name
- Homestead Association v. Enslow
- Status
- Published