Rose v. Harllee
Rose v. Harllee
Opinion of the Court
The opinion of the Court was deliv-
ered by
The plaintiff and the defendant entered into' a written agreement on March 18, 1903, which provided for advancement by plaintiff of agricultural supplies for the year 1903 and an agricultural lien on defendant’s crop to secure them. The paper contained also' the following mortgage clause:
“The party of the second part, in consideration of said agricultural advances, and in consideration of advances in merchandise, or supplies of any kind whatsoever which may be made by the party of the first part, and as security for the payment on the first day of October, 1903, of any amounts which the party of the second part may on said date for any cause be owing the party of the first part, and to' secure the payment, at an earlier date, for such amounts as may be then owing, in case the party of the first part shall deem his security insufficient or in danger, and to secure the payment of any amounts which the party of the second part shall be owing the party of the first part until the cancellation of this agreement, does hereby mortgage,. bargain, pledge, sell and convey to the party of the first part the following personal property, to wit: One red and white, no horn, ox, no name; one red and white horned ox, no name; one white and black horned ox, no name. Above stock is my own, and there is no other claim against them.
*525 “Also, all crops to be raised on the plantation above described during the current year, all of which the party of the second part promises to deliver on demand of the party of the first part; said mortgage to be void only on payment of all amounts herein mentioned to the party of the first part.”
On August 15, 1902, the plaintiff brought this action to recover the property described in the contract, including the crops, the complaint being in the ordinary form used in claim and delivery. The undertaking required by law was given and the property delivered to the plaintiff. The answer denied the right of the plaintiff to possession of the property, stated the value to be $2,500, instead of $1,000, as stated by plaintiff, and alleged the taking and detention of the plaintiff to be “wrongful, wilful, wanton, and in gross violation of defendant’s legal rights,” to his damage $5,000. Judgment was demanded for $5,000 as such damages, in addition to the $2,500 value of the property.
At the trial the plaintiff claimed the right to seize the crop under his mortgage as above quoted, because he deemed “his security insufficient or in danger.”
Among other defenses, the defendant took the position that the mortgage was void as to the crops because they were described in print and not writing or typewriting. The presiding Judge charged the jury if they found the description to be printed and not in writing or typewriting, the mortgage would be absolutely void. This instruction was based on section 3002 of the Civil Code of 1902, which is as follows:
“No chattel mortgage shall be valid or good to convey any interest or right whatever to the mortgagee, unless the property mortgaged shall be described in writing or typewriting, but not printing, on the face of the mortgage, nor shall any prosecution lie for selling any property under the lien of such mortgage, unless the property mortgaged shall be described in writing or typewriting, but not printing, on the face of such mortgage.”
There was no evidence of the description of the crop being printed except the appearance of the paper itself. The jury *526 found a verdict for the plaintiff, fixing the value of the property at $1,072. A new trial was ordered, on the ground that the verdict of the jury was in violation of the instruction of the Court. In his decree granting the new trial, the Circuit Judge says: “It is manifest from' a casual inspection of the paper that it does not comply with the terms of the act.” The plaintiff, by his appeal from this order, submits it should not have been granted, for three reasons:
First. Because there was no evidence that the description of the crops in the mortgage was- printed, and not written or typewritten. Second. Because the act making the mortgage invalid, “unless the property mortgaged shall be described in writing or typewriting, but not printing-, on the face of the mortgage,” should have been held to be “unconstitutional, null and void, as being in contravention of the fourteenth amendment of the Federal Constitution and of section 5, article I., of the Constitution of 1895 of the State of South Carolina, in that it is an unreasonable restraint of the liberty of the citizens of the State to' contract.” Third. Because, even if the act is valid and if the description of the crop was printed, the defendant was estopped from disputing the validity of the mortgage by receiving advances from the plaintiff on the faith of the security.
The proposition urged upon the Court, however, by the plaintiff is that the statute now under consideration is nothing more than an arbitrary and whimsical attempt toi limit the right of contract, and is, therefore, void. The statute was intended to protect the unwary from fraud and imposition, *528 and we think it is well adapted to that end. Printed forms of mortgages are now in general use, and the printed portions being usually regarded formal, receive little attention from' the mortgagors before execution. On the other hand, whatever is written in the blank with pen or typewriter, will attract the attention of even the most confiding as expressing that which distinguishes his contract from others of like nature. When we consider, in connection with this fact, that a mortgage is valid with such general descriptions as “all my household furniture,” or “all my crops on my lands,” or “all my lands in South Carolina,” and reflect how easy it is to print such expressions in blank forms which would apply to the property of one person as well as another, the opportunity for imposition and fraud, and the importance of the protection of the ignorant or unsuspecting, becomes apparent. The act is, therefore, not an arbitrary or unreasonable restraint on the right of contract, and is not unconstitutional.
*529 It is the judgment of this Court, that the judgment of the Circuit Court be affirmed.
Reference
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- Rose v. Harllee.
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- Syllabus
- 1. Evidence — Chattel Mortgage. — It is not necessary to introduce extraneous evidence to show that portions of a paper is printed and not written or typewritten, when the paper itself is put in evidence, as that is evident upon inspection. 2. Chattel Mortgages — Constitution—Contract.—The act of 1901, Code 1902, 3002, providing that the description of property conveyed by chattel mortgage should be filled in in writing or typewriting, is not an arbitrary or unreasonable restraint on the right to contract, and not violative of the 14th amendment of the Fed. Con., nor of sec. 5, art. I., of the Constitution of this State. 3. Estoppel — Chattel Mortgages. — A mortgagor is not estopped from •denying the validity of a chattel mortgage by accepting advances under it.