Chadwell v. McCall
Chadwell v. McCall
Opinion of the Court
John Sigler, the father of Henrietta McCall, conveyed by deed certain real estate to Thomas A. McCall, husband of the said Henrietta, in trust for the grantor for life, and, after his death, to convey the same in the event which happened, to his two daughters, Elizabeth Hawkins and Henrietta McCall, equally share and share alike, “and the said property, when convej^ed to my said daughters, is to be held for the support and enjoyment of them and their families, and free from the debts and liabilities of the husbands.” After the death of the father, the property was by decree of this court divided between the daughters, and on the 18th of August, 1866, the husbands of these daughters joined in a bill in this court against their wives and children for a construction of the deed of Sigler, and for a sale of some of the property as manifestly necessary for the payment of taxes then in arrears, and as subsequently reported by the Clerk and Master, to the amount of $1,734, and to the interest of the parties for their support and maintenance. The then Chancellor, Hon. David Campbell, held that, under the deed of Sigler, the daughters “take the property mentioned therein for their sole and
In this state of affairs, the complainant advanced to Hawkins and wife $2,000 on their joint note, and to McCall and wife $1,100 on their note, each note being at three years with interest at the rate of six per cent, payable semiannually. He took from them a conveyance in mortgage or trust of the two lots on High street as aforesaid, one of them which had been allotted to Mrs. Hawkins, to secure the note of Hawkins and wife, and the other which had been allotted to Mrs. McCall, to secure the note of McCall and wife. This conveyance recited all the foregoing facts with great particularity, and the purpose of the loan. The recital as to the $1,100 advanced to McCall and wife is that it was advanced by Chadwell “ for the purpose of paying the residue of said taxes — meaning the one-half, the other half to be paid out of the loan to Hawkins and wife — and for the purpose of raising means for the support and maintenance of said Henrietta McCall and family and educating her children.” The conveyance gave to Chadwell, upon default of payment, the power to sell the property for cash, free from the equity of redemption.
The bill is filed for the purpose of foreclosing the mortgage, alleging, however, the facts to have been as set out in the mortgage. The bill is taken as confessed against Henrietta McCall, now a widow. Her children appear and answer by guardian ad litem, and resist the complainant’s application.
The deed of Sigler, as construed by this court, and the construction is admitted by the complainant’s counsel to be
But, it is contended by the learned counsel for the complainant, the contract of loan, evidenced by the written instruments, was made for the benefit and preservation of the trust property, and as such is a proper charge upon the separate property, without an express agreement to bind it, and a fortiori where there is such an express agreement. This doctrine has undoubtedly been recognized by our Supreme Court in some cases, as, for example, where services had been rendered by solicitors in the preservation or protection of such estates. Hunt v. McClanahan, 1 Heisk. 509; Grimes v. Weems, Ms., Nashville, 1870; Hardin v. Green, Ms., Brownsville, 1868, cited 3 King’s Dig., p. 69. It is warmly approved arguendo by the learned judge who delivers the opinion of the court in Shacklett v. Polk, 4 Heisk. 104, 113, citing a number of cases from other states. The doctrine seems to be manifestly just, and to rest upon sound principle. It would only apply, however, to so much of the money loaned as was actually used in the payment of taxes. As to so much of the money as was used in the support of Henrietta McCall and family and the education of her children, the complainant’s right must be rested upon another principle, and that is upon an express agreement to create the charge. See the cases cited in Shacklett v. Polk, 4 Heisk. 115.
The difficulty of giving relief upon either of these grounds in the present case, is technical, but I am afraid insuperable, as the pleadings now stand. The bill is based entirely upon the mortgage, and its only prayer is for its foreclosure. A
Case-law data current through December 31, 2025. Source: CourtListener bulk data.