IN THE UNITED STATES DISTRICT COURT FOR THE WESTERN DISTRICT OF TENNESSEE WESTERN DIVISION ______________________________________________________________________________

KENDARION JENNINGS, ) ) ) Plaintiff, ) ) v. ) Case No. 2:21-cv-02468-JTF-tmp ) SANTANDER CONSUMER USA ) ) ) ) Defendant. )

ORDER ADOPTING MAGISTRATE JUDGE’S REPORT AND RECOMMENDATION TO DISMISS COMPLAINT

On July 12, 2021, Plaintiff filed a pro se Complaint against Santander Consumer USA for federal violations of consumer rights. (ECF No. 1.) On the same day, Plaintiff filed a pro se Motion for Leave to Proceed in forma pauperis. (ECF No. 2.) On July 16, 2021, the Court granted Plaintiff’s Motion and on September 21, 2021, the Magistrate Judge entered a Report and Recommendation, recommending that the Court dismiss Plaintiff’s Complaint pursuant to

(e)(2)(B). (ECF Nos. 6 & 7.) Plaintiff did not file any objections to the Report and the time to file such objections has passed. For the following reasons, the Court finds that the Magistrate Judge’s Report and Recommendation should be ADOPTED, and Plaintiff’s Complaint DISMISSED. I. FINDINGS OF FACT In the Report and Recommendation, the Magistrate Judge provides, and this Court adopts and incorporates the proposed findings of fact in this case. (ECF No. 7, 1-3.) As noted, Plaintiff failed to object to the Magistrate Judge’s findings of fact. II. LEGAL STANDARD

Congress passed

(b) “to relieve some of the burden on the federal courts by permitting the assignment of certain district court duties to magistrates.” United States v. Curtis,

(6th Cir. 2001). Pursuant to the provision, magistrate judges may hear and determine any pretrial matter pending before the Court, except various dispositive motions.

(b)(1)(A). Regarding those excepted dispositive motions, magistrate judges may still hear and submit to the district court proposed findings of fact and recommendations for disposition.

(b)(1)(B). Upon hearing a pending matter, “the magistrate judge must enter a recommended disposition, including, if appropriate, proposed findings of fact.” Fed. R. Civ. P. 72(b)(1); see also Baker v. Peterson,

(6th Cir. 2003). Any party who

disagrees with a magistrate’s proposed findings and recommendation may file written objections to the report and recommendation. Fed. R. Civ. P. 72(b)(2). The standard of review that is applied by the district court depends on the nature of the matter considered by the magistrate judge. See Baker,

(citations omitted.) Upon review, the district court may accept, reject, or modify the proposed findings or recommendations of the magistrate judge. Brown v. Bd. of Educ.,

(W.D. Tenn. 2014); see also

(b)(1). The court “may also receive evidence or recommit the matter to the [m]agistrate [j]udge with instructions.” Moses v. Gardner, No. 2:14-cv-2706- SHL-dkv,

, at *3 (W.D. Tenn. Mar. 11, 2015). Usually, district court must review dispositive motions under the de novo standard. However, a district court is not required to review “a magistrate’s factual or legal conclusions, under a de novo or any other standard, when neither party objects to those findings.” Thomas v. Arn,

(1985). A district judge should adopt the findings and rulings of the magistrate judge to which no specific objection is filed. Brown,

.

The Court has reviewed the record in this case, including the Complaint and the Report and Recommendation. (ECF Nos. 1 & 7.) As noted above, Plaintiff has failed to file any objections to the Report, and the time to do so has expired. Therefore, after a full de novo review of the Magistrate Judge’s Report and Recommendation, including the “Proposed Findings of Fact” and the “Proposed Conclusions of Law”, the Court ADOPTS the Magistrate Judge’s Recommendation that Plaintiff’s Complaint be DISMISSED pursuant to

(e)(2)(B).

IT IS SO ORDERED, this 8th day of February 2022.

s/John T. Fowlkes, Jr. John T. Fowlkes, Jr. United States District Judge