Weisinger v. Bank of Gallatin
Weisinger v. Bank of Gallatin
Opinion of the Court
delivered the opinion of the court.
This suit was commenced to recover, as for money had and received, what is assumed to be a balance due plaintiff, of money deposited by him in the bank.
. The substantial facts on which the case tarns are as follows: Plaintiff claims to have deposited with the bank $845, and the bank insists he deposited only $745. The plaintiff proved by himself, his son, and' Mr. Lee Head, facts tending to show the sum to be as he claimed. The father and son were first introduced, and showed substantially that the father sent the money by his son, from his home some twelve
The ticket is as follows:
Fibst Nationai. Bahk OR GAI/IíATIN.
Deposit 12, 27, 1875.
Checks.
Currency...$ 745
Account of Joseph Weisinger, Sr.
The defendant introduced very strong testimony tending to show this was the true amount — such as' that the cash balance of Monday, into which that day’s business went, and the books correspond with this amount’ etc. We need not discuss the weight of the testi
The case turns then on the question in the main, whether the verbal testimony admitted to show the time amount of the deposit, and the ruling of the court that the ticket was not conclusive on this question was correct or not?'
On the part of the defendant below the axiomatic rule is invoked, that parol testimony cannot be admitted to add to a written agreement or contract — or as it is sometimes shortly expressed, to add to or alter a writing.
On the other hand, it is contended this case is not within the rule at all, and even to the extent it appears to be so, is within exceptions well established, and therefore the evidence was properly admitted.
The principle so often invoked is thus explained by Mr. Greenleaf, Ev., vol. 1, ch. 15: Title, “Admissibility of parol or verbal evidence to affect that which . is written.” He says: “ By written evidence, in this place, is meant not everything which is in writing, but that only which is of a documentary and more solemn nature, containing the terms of a contract between the parties, and designed to be the repository • and evidence of the final intentions. Where parties have deliberately put their engagements into writing, in such terms as impart a legal obligation, Avithout
The ticket above set forth does not contain the elements so fully stated in the section cited, discrip-tive of the character of instrument to which the rule invoked has application. It is not an engagement in writing, nor on its face does it contain the contract of the parties deliberately agreed to. It is not a contract in terms, nor was it intended to be. It more nearly corresponds to the- meaning of the word memorandum, “ a record of something which it is desired to remember — a note to help the memory”: Webster’s Dictionary, Memorandum.
The facts given in the record, as to its use in this cáse, lead to the same conclusion. It was placed on a book in the bank, as a guide to making the proper entry on the books next day. It was a substitute for the memory, or help — a like memorandum made by the cashier on a loose sheet of paper, would
In this section it is added, that a receipt may also contain a contract to do something in relation to the -thing received or delivered, and as to this it stands
The distinction, between the nature of the writings to which the rule excluding parol evidence is applicable, is well seen, however, in the case of the receipt, containing also a contract. The writing is the same, and signed by the same party, yet one part of this writing is not within the rule, to-wit, the receipt, while thej other is — that the contract, engagements or •obligations to do or not to do something, are within the rule, while less solemn writings, or parts of the same writing, are exempt from it. These make only a “prima facie case, but are not conclusive, and the ■facts recited may be contradicted by oral testimony.”
In reply to the argument so earnestly pressed on us, that banks doing a large business are compelled to rely on these deposit tickets for their guidance, and it would be impossible to remember all transactions of the day, we may say, that a mistake, such as is here alleged, is not likely often to occur at all in such business. That the bank has the weight of the testimony of its receiving officer, to aid in sustaining the prima facie case made by the ticket, for we hold it amounts to that, together with the contemporaneous entries on its books, and so- with all these. No bank is likely to suffer to any great extent by the operation of the rule. We think the established principles to which we have referred cover this case, and they have been so often approved by this and other courts, as well as text writers, that we would not be authorized to set them aside, even if we thought them unsound in policy, Like all rules of law, when left to be applied by juries, this may, in some cases, work injustice, but this furnishes no reason why the rule should be disregarded by this court.
On examination of the charge of his ’Honor, we find it to be as follows: “If the agent of plaintiff signed a paper usually used by the bank, showing the deposit that would be a strong fact showing the amount deposited, yet if the party signing it did not read or know the contents, I think the matter might be explained, provided it is done to the satisfaction of the jury.” And then he goes on to simply submit the whole case on the paper and proof to the jury, and tells them to decide on the preponderance of the testimony, the plaintiff having the affirmative.
Now, this does not state the law correctly, “a strong fact” is not the same thing as a prima facie case, that is a case made out, till the contrary is proven, and in the. case of even an informal writing, to be clearly met and explained, and its evidence overturned by the explanatory proof to the satisfaction of the court or jury, as the one or the other may be called on to decide the question — in this case the jury. This error, we think, might well have misled the jury, and certainly on this vital point, the law as stated, is not the law as ' we have laid it down in this opinion.
Eor this error in the charge of his Honor, the verdict must be reversed and the case remanded — it not being a failure to state all the law, when a request would be necessary to put him in error, but
Reverse and remand.
Reference
- Full Case Name
- Joseph Weisinger v. Bank of Gallatin
- Status
- Published